# Optum Bank vs Bulk Receipt Scanner

The clearest difference is update cadence: Bulk Receipt Scanner at every 5 days against Optum Bank's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Optum Bank ships an update monthly, Bulk Receipt Scanner every 5 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Optum Bank | Bulk Receipt Scanner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (55K ratings)](https://appshunter.io/ios/app/optum-bank/id1322690077/reviews)** | — |
| Number of ratings | **55K** | — |
| Positive reviews | 25.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 5 days** |
| Monetization | Free | — |
| Size | 66 MB | 3 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Optum Inc.](https://appshunter.io/developer/1133706680) | [Zyzyva LLC](https://appshunter.io/developer/6801376754) |

## What reviewers say

### Optum Bank

[App page](https://appshunter.io/ios/app/optum-bank/id1322690077)

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

**Highlights:** Track account balances, Understand eligible expenses, Pay for health costs, Submit claims for reimbursement, Store health care receipts, View account transactions

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and streamlined
- 👍 Easy to check balance and manage contributions
- 💡 Allows digital card in Apple Wallet

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🔍 Limited functionality compared to website
- 🤔 Inconsistent user experience between app and website
- 🤯 Poor technical support and communication

**Reported bugs**

- App crashes when submitting reimbursement claims
- Receipts not displaying properly or disappearing
- Investment transfer functionality not working
- Slow performance and loading times

**Requested features**

- Batch claim processing for pharmacy receipts
- Ability to associate receipts with past claims
- Improved receipt management and submission flow
- Consistent data and functionality between app and website


### Bulk Receipt Scanner

[App page](https://appshunter.io/ios/app/bulk-receipt-scanner/id6801376752)

**In-app purchases:** none


## Frequently asked questions

### Is Optum Bank free?

Optum Bank is free to download, with no in-app purchases.

### Is Bulk Receipt Scanner free?

Bulk Receipt Scanner is free to download, with no in-app purchases.

### Do Optum Bank or Bulk Receipt Scanner have ads?

Neither Optum Bank nor Bulk Receipt Scanner shows ads.

### Which is updated more often, Optum Bank or Bulk Receipt Scanner?

Optum Bank ships an update monthly, and Bulk Receipt Scanner every 5 days. Most recently, Optum Bank was updated on October 31, 2026 and Bulk Receipt Scanner on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*