# Permata ME vs D

The clearest difference is monetization model: D at free against Permata ME's free with in-app purchases. Permata ME's advantage is rating (3.1 vs 2.8) and review sentiment (19% vs 3%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Permata ME holds the better App Store score, 3.1 against 2.8. Both are backed by a comparable volume of ratings — 77 and 17 respectively. Written reviews point the same way: 19% of Permata ME's written reviews are positive against 3% of D's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Permata ME | D |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (77 ratings)](https://appshunter.io/ios/app/permata-me/id1323973644/reviews)** | [2.8 (17 ratings)](https://appshunter.io/ios/app/d-bank-pro/id1532879177/reviews) |
| Number of ratings | **77** | 17 |
| Positive reviews | **18.6% of reviews** | 3.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 332 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Permata, Tbk](https://appshunter.io/developer/514474576) | [PT Bank Danamon Indonesia Tbk.](https://appshunter.io/developer/933773207) |

## What reviewers say

### Permata ME

[App page](https://appshunter.io/ios/app/permata-me/id1323973644)

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

**Highlights:** Free transfers with BI-FAST, Collect and redeem PermataPoin rewards, International transfers and forex, QRIS payments, Account opening for foreigners, Loan applications, Transaction history and statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### D

[App page](https://appshunter.io/ios/app/d-bank-pro/id1532879177)

Manage all your financial needs from your fingertips. This app allows you to open accounts, transfer funds, pay bills, and top up e-wallets. It offers a modern user interface and a 360-degree financial dashboard for easy management.

**Highlights:** Modern UI/UX design, E-wallet top-up and bill payments, Dashboard 360 financial management, Forex transactions, 24/7 customer support

**In-app purchases:** none

**What reviewers like**

- 👍 Face recognition works well
- 👍 Old app was better

**What reviewers complain about**

- 🐛 App is unreliable and buggy
- 🐛 Frequent login issues
- 🐛 Cannot delete/edit beneficiaries
- 🐛 App is difficult to use
- 🐛 App is slow and crashes

**Reported bugs**

- Cannot delete favorite payee
- Cannot find how to do time deposit
- Cannot pay to non-Indonesian Gopay account
- App forces re-login and activation fails
- Locked out of account after update

**Requested features**

- Allow registration with account number
- Add CDM machines
- Improve transaction history view
- Support all account types
- Allow editing/deleting beneficiaries


## Frequently asked questions

### Is Permata ME free?

Permata ME is free to download, with no in-app purchases.

### Is D free?

D is free to download, with no in-app purchases.

### Which has better reviews, Permata ME or D?

Permata ME is rated higher. Permata ME averages 3.1 out of 5 from 77 ratings, while D averages 2.8 from 17 ratings.

### Do Permata ME or D have ads?

Neither Permata ME nor D shows ads.

### Which is updated more often, Permata ME or D?

Permata ME ships an update every 2 weeks, and D every 2 weeks. Most recently, Permata ME was updated on November 2, 2026 and D on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*