# Permata ME vs BPDDIY Mobile

The clearest difference is monetization model: BPDDIY Mobile at free against Permata ME's free with in-app purchases. Permata ME's advantage is update cadence (every 2 weeks vs every 3 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Permata ME ships an update every 2 weeks, BPDDIY Mobile every 3 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Permata ME | BPDDIY Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (77 ratings)](https://appshunter.io/ios/app/permata-me/id1323973644/reviews)** | — |
| Number of ratings | **77** | — |
| Positive reviews | 18.6% of reviews | **26.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 264 MB | 67 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [PT. Bank Permata, Tbk](https://appshunter.io/developer/514474576) | [PT. Bank BPD DIY](https://appshunter.io/developer/1558076187) |

## What reviewers say

### Permata ME

[App page](https://appshunter.io/ios/app/permata-me/id1323973644)

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

**Highlights:** Free transfers with BI-FAST, Collect and redeem PermataPoin rewards, International transfers and forex, QRIS payments, Account opening for foreigners, Loan applications, Transaction history and statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BPDDIY Mobile

[App page](https://appshunter.io/ios/app/bpddiy-mobile/id1558076185)

Manage your finances with a secure mobile banking app. Perform transfers, pay bills, make purchases, and withdraw cash without a card. Open new accounts digitally from your device.

**Highlights:** Interbank and intra-bank transfers, Bill payments (tax, insurance, utilities, e-commerce), Purchases (electricity tokens, internet data, e-wallet top-ups), QRIS payment scanning, Cardless ATM withdrawals, Digital account opening

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Permata ME free?

Permata ME is free to download, with no in-app purchases.

### Is BPDDIY Mobile free?

BPDDIY Mobile is free to download, with no in-app purchases.

### Do Permata ME or BPDDIY Mobile have ads?

Neither Permata ME nor BPDDIY Mobile shows ads.

### Which is updated more often, Permata ME or BPDDIY Mobile?

Permata ME ships an update every 2 weeks, and BPDDIY Mobile every 3 months. Most recently, Permata ME was updated on October 24, 2026 and BPDDIY Mobile on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*