# Permata ME vs TipFly

The clearest difference is iOS requirement: TipFly at 13.0 against Permata ME's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Permata ME ships an update every 2 weeks, TipFly every 3 weeks. The most recent releases landed on October 24, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Permata ME | TipFly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (77 ratings)](https://appshunter.io/ios/app/permata-me/id1323973644/reviews)** | — |
| Number of ratings | **77** | — |
| Positive reviews | 18.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 264 MB | 20 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Permata, Tbk](https://appshunter.io/developer/514474576) | [vagif safarov](https://appshunter.io/developer/1883098922) |

## What reviewers say

### Permata ME

[App page](https://appshunter.io/ios/app/permata-me/id1323973644)

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

**Highlights:** Free transfers with BI-FAST, Collect and redeem PermataPoin rewards, International transfers and forex, QRIS payments, Account opening for foreigners, Loan applications, Transaction history and statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### TipFly

[App page](https://appshunter.io/ios/app/tipfly/id6788916493)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Permata ME free?

Permata ME is free to download, with no in-app purchases.

### Is TipFly free?

TipFly is free to download, with no in-app purchases.

### Do Permata ME or TipFly have ads?

Neither Permata ME nor TipFly shows ads.

### Which is updated more often, Permata ME or TipFly?

Permata ME ships an update every 2 weeks, and TipFly every 3 weeks. Most recently, Permata ME was updated on October 24, 2026 and TipFly on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*