# PayJunction vs Zulio

The clearest difference is review sentiment: PayJunction at 100% against Zulio's 50%. PayJunction also leads on rating (4.5 vs 4.1) and iOS requirement (9.0 vs 15.4). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayJunction holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews point the same way: 100% of PayJunction's written reviews are positive against 50% of Zulio's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 10, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | PayJunction | Zulio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (8 ratings)](https://appshunter.io/ios/app/payjunction/id1324839420/reviews)** | [4.1 (10 ratings)](https://appshunter.io/ios/app/zulio/id6446093895/reviews) |
| Number of ratings | 8 | **10** |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 11 MB | 62 MB |
| Requires iOS | **9.0** | 15.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Messiahic, Inc.](https://appshunter.io/developer/1324839416) | [Provident Payments Central LLC](https://appshunter.io/developer/1675895508) |

## What reviewers say

### PayJunction

[App page](https://appshunter.io/ios/app/payjunction/id1324839420)

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

**Highlights:** Key-in credit cards, Send receipts via email, Collect electronic signatures, Next-day deposits, PCI Level 1 compliance, Process ACH payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Zulio

[App page](https://appshunter.io/ios/app/zulio/id6446093895)

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

**Highlights:** Accept card payments, No processing fees, Auto-calculate fees, Offer cash discounts, Send invoices, Clean reporting, Personal customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PayJunction free?

PayJunction is free to download, with no in-app purchases.

### Is Zulio free?

Zulio is free to download, with no in-app purchases.

### Which has better reviews, PayJunction or Zulio?

PayJunction is rated higher. PayJunction averages 4.5 out of 5 from 8 ratings, while Zulio averages 4.1 from 10 ratings.

### Do PayJunction or Zulio have ads?

Neither PayJunction nor Zulio shows ads.

### Which is updated more often, PayJunction or Zulio?

PayJunction ships an update every 3 weeks, and Zulio every 3 weeks. Most recently, PayJunction was updated on September 10, 2026 and Zulio on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*