# Xpress Bill Pay vs Pay with Sublime

Xpress Bill Pay and Pay with Sublime both sit at 4.8 stars, but that hides the real split: 79% of Pay with Sublime's written reviews are positive against 46% of Xpress Bill Pay's. Pay with Sublime also leads on update cadence (every 10 days vs every 6 weeks). Xpress Bill Pay's advantage is ratings volume (28K vs 237) and iOS requirement (12.2 vs 18.5). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Xpress Bill Pay against 4.7 for Pay with Sublime. That said, the two scores are not equally well evidenced: Xpress Bill Pay has 28K ratings behind it against 237, so its average is the more settled of the two. Written reviews are what separate them: 46% of Xpress Bill Pay's written reviews are positive against 79% of Pay with Sublime's.

Xpress Bill Pay ships an update every 6 weeks, Pay with Sublime every 10 days. The most recent releases landed on November 10, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Xpress Bill Pay | Pay with Sublime |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (28K ratings)](https://appshunter.io/ios/app/xpress-bill-pay/id1324958503/reviews)** | [4.7 (237 ratings)](https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews) |
| Number of ratings | **28K** | 237 |
| Positive reviews | 46.3% of reviews | **78.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 91 MB | 62 MB |
| Requires iOS | **12.2** | 18.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Xpress Solutions Inc.](https://appshunter.io/developer/1041568229) | [Sublime Payments Company](https://appshunter.io/developer/1843249098) |

## What reviewers say

### Xpress Bill Pay

[App page](https://appshunter.io/ios/app/xpress-bill-pay/id1324958503)

This app allows users to pay bills quickly and securely through partnerships with local city and billing organizations. It simplifies the payment process by letting you select your provider, look up your account, and set up auto-pay. Receive real-time alerts and pay using various methods.

**Highlights:** Quick and secure bill payments, Partnerships with local billing organizations, Auto-pay functionality, Up-to-the-minute account alerts, Payment via credit/debit card or bank account

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient bill payment
- 💡 Helpful features like paperless statements
- 👍 User-friendly app
- 👍 Quick and easy to pay bills

**What reviewers complain about**

- 🐛 Update loop issues
- 🐛 App not working after updates
- 🐛 Routing number/payment issues
- 🐛 Inability to make multiple payments at once
- 🐛 Incompatibility with certain payment methods

**Reported bugs**

- Update loop causing login issues
- App crashing on launch
- Payment method validation problems
- Scheduled payments not showing up

**Requested features**

- Ability to schedule payments
- Option to pay multiple bills at once
- More detailed bill information
- Touch ID/biometric login support
- Improved dark mode compatibility


### Pay with Sublime

[App page](https://appshunter.io/ios/app/pay-with-sublime/id6753262106)

Manage and reduce your recurring bills with flexible weekly payment plans. Earn cash back on payments and let AI automatically find discounts and savings programs for you.

**Highlights:** Split bills into 4 weekly payments, Earn 5% cash back on payments, AI bill lowering and savings, Manage cell phone, internet, insurance, utilities, and more, Bank-level encryption for security, Clear pricing with no hidden fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Xpress Bill Pay free?

Xpress Bill Pay is free to download, with no in-app purchases.

### Is Pay with Sublime free?

Pay with Sublime is free to download, with no in-app purchases.

### Which has better reviews, Xpress Bill Pay or Pay with Sublime?

Xpress Bill Pay is rated higher. Xpress Bill Pay averages 4.8 out of 5 from 28K ratings, while Pay with Sublime averages 4.7 from 237 ratings.

### Do Xpress Bill Pay or Pay with Sublime have ads?

Neither Xpress Bill Pay nor Pay with Sublime shows ads.

### Which is updated more often, Xpress Bill Pay or Pay with Sublime?

Xpress Bill Pay ships an update every 6 weeks, and Pay with Sublime every 10 days. Most recently, Xpress Bill Pay was updated on November 10, 2026 and Pay with Sublime on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*