# 行信 vs Tzp

The clearest difference is rating: Tzp at 5.0 against 行信's 1.4. Tzp also leads on update cadence (monthly vs every 3 months) and iOS requirement (11.0 vs 13.0). 行信's advantage is in-app purchases (none vs 3) and ratings volume (19 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. Tzp sells 3 one-off in-app purchases. 行信 asks for nothing beyond the download.

Tzp holds the better App Store score, 5.0 against 1.4. That said, the two scores are not equally well evidenced: 行信 has 19 ratings behind it against 2, so its average is the more settled of the two.

行信 ships an update every 3 months, Tzp monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | 行信 | Tzp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (19 ratings)](https://appshunter.io/ios/app/id1326721097/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tzp/id1491282427/reviews)** |
| Number of ratings | **19** | 2 |
| Positive reviews | 48.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | — | Free with in-app purchases |
| Size | 740 MB | 48 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [中国银行股份有限公司](https://appshunter.io/developer/392493980) | [YingShun International Network Co., Limited](https://appshunter.io/developer/1491142407) |

## What reviewers say

### 行信

[App page](https://appshunter.io/ios/app/id1326721097)

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Tzp

[App page](https://appshunter.io/ios/app/tzp/id1491282427)

This communication app facilitates global connections with features like group chats, voice calls, and multimedia messaging. It prioritizes user privacy through real-time message encryption and offers cross-platform synchronization.

**Highlights:** Cross-platform message sync, Multimedia messaging, Group chats up to 200 people, High-quality voice calls, Real-time message encryption, Virtual number for global calls

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Azp迅聊，话费充值 | $2.99 | one-time |
| Azp迅聊，话费充值 | $10.99 | one-time |
| Azp迅聊，话费充值 | $21.99 | one-time |


## Frequently asked questions

### Is 行信 free?

行信 is free to download, with no in-app purchases.

### Is Tzp free?

Tzp is free to download, with in-app purchases available.

### Which has better reviews, 行信 or Tzp?

Tzp is rated higher. 行信 averages 1.4 out of 5 from 19 ratings, while Tzp averages 5.0 from 2 ratings.

### Do 行信 or Tzp have ads?

Neither 行信 nor Tzp shows ads.

### Which is updated more often, 行信 or Tzp?

行信 ships an update every 3 months, and Tzp monthly. Most recently, 行信 was updated on October 29, 2026 and Tzp on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*