# CoopToken vs CMF App

The clearest difference is ads: CoopToken at none against CMF App's shown. CoopToken also leads on monetization model (free vs ad-supported) and iOS requirement (12.0 vs 15.1). CMF App's advantage is update cadence (every 3 weeks vs every 8 months) and ratings volume (7 vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for CoopToken against 5.0 for CMF App. That said, the two scores are not equally well evidenced: CMF App has 7 ratings behind it against 1, so its average is the more settled of the two.

CoopToken ships an update every 8 months, CMF App every 3 weeks. The most recent releases landed on October 14, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | CoopToken | CMF App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/cooptoken/id1327019360/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/cmf-app/id6451213803/reviews) |
| Number of ratings | 1 | **7** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 8 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 11 MB | 82 MB |
| Requires iOS | **12.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Coopeve R.L.](https://appshunter.io/developer/900933903) | [CM Financiera, S.A](https://appshunter.io/developer/1697185668) |

## What reviewers say

### CoopToken

[App page](https://appshunter.io/ios/app/cooptoken/id1327019360)

This app provides a second-factor security service for validating transactions with Coopeve R.L. It enhances the security of your financial operations.

**Highlights:** Transaction validation, Second-factor security, Enhanced transaction safety, Coopeve R.L. service integration

**Features:** macOS Compatibility

**In-app purchases:** none


### CMF App

[App page](https://appshunter.io/ios/app/cmf-app/id6451213803)

Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.

**Highlights:** Digital credit card access, Transaction inquiries, Payment processing, Installment conversion, Insurance purchasing, New product applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CoopToken free?

CoopToken is free to download, with no in-app purchases.

### Is CMF App free?

CMF App is free to download, with no in-app purchases.

### Which has better reviews, CoopToken or CMF App?

CoopToken and CMF App are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.

### Do CoopToken or CMF App have ads?

CMF App shows ads; CoopToken does not.

### Which is updated more often, CoopToken or CMF App?

CoopToken ships an update every 8 months, and CMF App every 3 weeks. Most recently, CoopToken was updated on October 14, 2026 and CMF App on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*