# LoanMagic vs Sail Loans

The clearest difference is review sentiment: Sail Loans at 100% against LoanMagic's 0%. Sail Loans also leads on rating (5.0 vs 4.0). LoanMagic's advantage is update cadence (monthly vs every 3 months) and iOS requirement (9.0 vs 13.4). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews point the same way: 0% of LoanMagic's written reviews are positive against 100% of Sail Loans's.

LoanMagic ships an update monthly, Sail Loans every 3 months. The most recent releases landed on September 21, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | LoanMagic | Sail Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (4 ratings)](https://appshunter.io/ios/app/loanmagic/id1327566675/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** |
| Number of ratings | **4** | 3 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 123 MB | 24 MB |
| Requires iOS | **9.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DocMagic, Inc.](https://appshunter.io/developer/1327566674) | [Americash Loans LLC](https://appshunter.io/developer/1529566329) |

## What reviewers say

### LoanMagic

[App page](https://appshunter.io/ios/app/loanmagic/id1327566675)

Manage your home loan from start to finish. Track real-time progress, securely share and sign documents, and communicate directly with your mortgage team. Stay organized and informed throughout the entire loan process.

**Highlights:** Real-time loan status updates, Secure document upload and sharing, In-app document signing, Direct messaging with mortgage team, Calendar integration for important dates, Encrypted file sharing via cloud services

**Features:** macOS Compatibility

**In-app purchases:** none


### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LoanMagic free?

LoanMagic is free to download, with no in-app purchases.

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Which has better reviews, LoanMagic or Sail Loans?

Sail Loans is rated higher. LoanMagic averages 4.0 out of 5 from 4 ratings, while Sail Loans averages 5.0 from 3 ratings.

### Do LoanMagic or Sail Loans have ads?

Neither LoanMagic nor Sail Loans shows ads.

### Which is updated more often, LoanMagic or Sail Loans?

LoanMagic ships an update monthly, and Sail Loans every 3 months. Most recently, LoanMagic was updated on September 21, 2026 and Sail Loans on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*