# Aussie IQ vs LCU

The clearest difference is review sentiment: LCU at 100% against Aussie IQ's 0%. Aussie IQ's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aussie IQ ships an update every 3 months, LCU every 5 months. Both last shipped on November 2, 2026.

## The numbers

| Metric | Aussie IQ | LCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.0 (2 ratings)](https://appshunter.io/ios/app/lcu-banking-app/id1362988801/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 140 MB | 108 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [Laboratories Credit Union](https://appshunter.io/developer/1362988800) |

## What reviewers say

### Aussie IQ

[App page](https://appshunter.io/ios/app/aussie-iq/id1327692531)

Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.

**Highlights:** Real-time account access, Quick login options (4-digit, TouchID), View balances without logging in, Immediate payments and transfers, Transaction notifications, Temporary card blocking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### LCU

[App page](https://appshunter.io/ios/app/lcu-banking-app/id1362988801)

Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.

**Highlights:** PIN or swipe pattern authentication, View account balances and transactions, Transfer funds, Pay bills via BPAY, Edit Payee and Biller details, Manage LCU Visa debit card

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Aussie IQ free?

Aussie IQ is free to download, with no in-app purchases.

### Is LCU free?

LCU is free to download, with no in-app purchases.

### Do Aussie IQ or LCU have ads?

Neither Aussie IQ nor LCU shows ads.

### Which is updated more often, Aussie IQ or LCU?

Aussie IQ ships an update every 3 months, and LCU every 5 months. Most recently, Aussie IQ was updated on November 2, 2026 and LCU on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*