# Aussie IQ vs Spending Tracker

The clearest difference is review sentiment: Spending Tracker at 86% against Aussie IQ's 0%. Spending Tracker also leads on update cadence (every 5 days vs every 3 months). Aussie IQ's advantage is in-app purchases (none vs 2) and iOS requirement (12.0 vs 16.4). On price, ads and device support there is nothing between them.

Both are free to download. Spending Tracker sells 2 in-app purchases, starting at $19.99 per year. Aussie IQ asks for nothing beyond the download.

Aussie IQ ships an update every 3 months, Spending Tracker every 5 days. The most recent releases landed on October 12, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Aussie IQ | Spending Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/spending-tracker-keepycash/id6760102114/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 0.0% of reviews | **85.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 140 MB | 92 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Macquarie Bank Limited](https://appshunter.io/developer/455148996) | [James Redman](https://appshunter.io/developer/1881890133) |

## What reviewers say

### Aussie IQ

[App page](https://appshunter.io/ios/app/aussie-iq/id1327692531)

Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.

**Highlights:** Real-time account access, Quick login options (4-digit, TouchID), View balances without logging in, Immediate payments and transfers, Transaction notifications, Temporary card blocking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Spending Tracker

[App page](https://appshunter.io/ios/app/spending-tracker-keepycash/id6760102114)

This app helps you identify and stop unnecessary spending by using zero-based budgeting. Track your expenses in real-time, build positive financial habits, and watch your net worth grow without needing to earn more.

**Highlights:** Zero-based budgeting, Real-time transaction logging, Financial Health Score, Spending insights and charts, Overspend alerts, Multi-category management, Cloud sync

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Founder Annual | $19.99 | per year |
| Yearly | $49.99 | per year |


## Frequently asked questions

### Is Aussie IQ free?

Aussie IQ is free to download, with no in-app purchases.

### Is Spending Tracker free?

Spending Tracker is free to download, with in-app purchases available.

### Do Aussie IQ or Spending Tracker have ads?

Neither Aussie IQ nor Spending Tracker shows ads.

### Which is updated more often, Aussie IQ or Spending Tracker?

Aussie IQ ships an update every 3 months, and Spending Tracker every 5 days. Most recently, Aussie IQ was updated on October 12, 2026 and Spending Tracker on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*