# YOKA!Pay（よかペイ） vs 三井住友カード VポイントPay  バーチャルプリペイド

The clearest difference is monetization model: YOKA!Pay（よかペイ） at free against 三井住友カード VポイントPay  バーチャルプリペイド's ad-supported. YOKA!Pay（よかペイ） also leads on iOS requirement (12.0 vs 15.0). 三井住友カード VポイントPay  バーチャルプリペイド's advantage is review sentiment (9% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on September 7, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | YOKA!Pay（よかペイ） | 三井住友カード VポイントPay  バーチャルプリペイド |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews)** |
| Number of ratings | — | **69** |
| Positive reviews | 0.0% of reviews | **9.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 33 MB | 41 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [福岡銀行](https://appshunter.io/developer/544647152) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### YOKA!Pay（よかペイ）

[App page](https://appshunter.io/ios/app/yokapay/id1328898220)

A mobile payment service that links your bank account for cashless transactions. Easily register and pay directly from your account, with no need for credit cards or pre-payment. Supports peer-to-peer transfers and bill payments.

**Highlights:** Easy app registration, Direct account debit, Free personal transfers (Kotora), Bill payment via eL-QR, Cashless lifestyle support, No credit card required

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is YOKA!Pay（よかペイ） free?

YOKA!Pay（よかペイ） is free to download, with no in-app purchases.

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Do YOKA!Pay（よかペイ） or 三井住友カード VポイントPay  バーチャルプリペイド have ads?

Neither YOKA!Pay（よかペイ） nor 三井住友カード VポイントPay  バーチャルプリペイド shows ads.

### Which is updated more often, YOKA!Pay（よかペイ） or 三井住友カード VポイントPay  バーチャルプリペイド?

YOKA!Pay（よかペイ） ships an update every 4 months, and 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. Most recently, YOKA!Pay（よかペイ） was updated on September 7, 2026 and 三井住友カード VポイントPay  バーチャルプリペイド on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*