# Smart Mongol vs hipay

The clearest difference is review sentiment: hipay at 50% against Smart Mongol's 0%. hipay also leads on rating (4.1 vs 1.0) and ratings volume (16 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

hipay holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Smart Mongol's written reviews are positive against 50% of hipay's.

Smart Mongol ships an update every 3 weeks, hipay every 5 weeks. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Smart Mongol | hipay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/smart-mongol/id1329366831/reviews) | **[4.1 (16 ratings)](https://appshunter.io/ios/app/hipay/id1530550896/reviews)** |
| Number of ratings | 1 | **16** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 30 MB | 105 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Khangal Systems LLC](https://appshunter.io/developer/1329366830) | [High Payment Solutions LLC](https://appshunter.io/developer/1517340005) |

## What reviewers say

### Smart Mongol

[App page](https://appshunter.io/ios/app/smart-mongol/id1329366831)

This app simplifies daily services and payments related to your real estate. Manage communication with neighbors, view and pay utility bills, track tenants, register guest vehicles, and access essential services.

**Highlights:** Neighbor communication, Utility bill viewing and payment, Tenant registration and tracking, Guest vehicle registration, Service requests

**Features:** macOS Compatibility

**In-app purchases:** none


### hipay

[App page](https://appshunter.io/ios/app/hipay/id1530550896)

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

**Highlights:** Instant payments at 13,000+ Mongolian merchants, Cross-border payments for tickets and eSIMs, Access to loans, insurance, and investments, Mini apps for entertainment and shopping, Global payment acceptance for merchants

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Mongol free?

Smart Mongol is free to download, with no in-app purchases.

### Is hipay free?

hipay is free to download, with no in-app purchases.

### Which has better reviews, Smart Mongol or hipay?

hipay is rated higher. Smart Mongol averages 1.0 out of 5 from 1 ratings, while hipay averages 4.1 from 16 ratings.

### Do Smart Mongol or hipay have ads?

Neither Smart Mongol nor hipay shows ads.

### Which is updated more often, Smart Mongol or hipay?

Smart Mongol ships an update every 3 weeks, and hipay every 5 weeks. Most recently, Smart Mongol was updated on September 17, 2026 and hipay on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*