# Budget OK vs LuCent

The clearest difference is ads: Budget OK at none against LuCent's shown. LuCent's advantage is update cadence (every 4 days vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Budget OK sells 7 in-app purchases, starting at $5.99 per month and LuCent sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Budget OK ships an update monthly, LuCent every 4 days. The most recent releases landed on October 18, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Budget OK | LuCent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (230 ratings)](https://appshunter.io/ios/app/budget-ok-expense-tracker/id1330098716/reviews)** | — |
| Number of ratings | **230** | — |
| Positive reviews | 73.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free with in-app purchases | — |
| Size | 62 MB | 49 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Timofei Voropaev](https://appshunter.io/developer/1330098715) | [Siarhei Nikalaichyk](https://appshunter.io/developer/1861331646) |

## What reviewers say

### Budget OK

[App page](https://appshunter.io/ios/app/budget-ok-expense-tracker/id1330098716)

Easily track your income and expenses with a user-friendly interface. Set budgets, plan finances, and gain insights into your spending habits to improve your financial well-being. Supports all world currencies and offers detailed reports.

**Highlights:** Quickly add income and expenses, Set monthly and weekly budgets, View all accounts on one screen, Categorize expenses and income, Debt accounting, Export to CSV

**Features:** macOS Compatibility

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full access for a month | $5.99 | per month |
| Full access for a month | $5.99 | per month |
| Full access for 3 months | $14.99 | per 3 months |
| Full access for a year | $34.99 | per year |
| Year of premium subscription | $34.99 | per year |
| Full discounted access | $54.99 | one-time |
| Full version | $69.99 | one-time |


### LuCent

[App page](https://appshunter.io/ios/app/lucent-fast-expense-tracker/id6756549886)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $2.99 | per month |
| Yearly Premium | $19.99 | per year |
| Lifetime Premium | $39.99 | one-time |


## Frequently asked questions

### Is Budget OK free?

Budget OK is free to download, with in-app purchases available.

### Is LuCent free?

LuCent is free to download, with in-app purchases available.

### Do Budget OK or LuCent have ads?

LuCent shows ads; Budget OK does not.

### Which is updated more often, Budget OK or LuCent?

Budget OK ships an update monthly, and LuCent every 4 days. Most recently, Budget OK was updated on October 18, 2026 and LuCent on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*