# 房贷计算器 vs 建行生活

The clearest difference is review sentiment: 房贷计算器 at 100% against 建行生活's 17%. 房贷计算器 also leads on rating (4.7 vs 1.5). 建行生活's advantage is in-app purchases (none vs 2) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Both are free to download. 房贷计算器 sells 2 in-app purchases, starting at $0.99 per month. 建行生活 asks for nothing beyond the download.

房贷计算器 holds the better App Store score, 4.7 against 1.5. Both are backed by a comparable volume of ratings — 34 and 161 respectively. Written reviews point the same way: 100% of 房贷计算器's written reviews are positive against 17% of 建行生活's.

房贷计算器 ships an update every 2 months, 建行生活 monthly. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | 房贷计算器 | 建行生活 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (34 ratings)](https://appshunter.io/ios/app/lpr/id1330266768/reviews)** | [1.5 (161 ratings)](https://appshunter.io/ios/app/id1472477795/reviews) |
| Number of ratings | 34 | **161** |
| Positive reviews | **100.0% of reviews** | 16.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Ad-supported | — |
| Size | 20 MB | 346 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zhumadian Yicheng District Huatuo Internet Information Service Co., Ltd.](https://appshunter.io/developer/1330266767) | [中国建设银行](https://appshunter.io/developer/391965018) |

## What reviewers say

### 房贷计算器

[App page](https://appshunter.io/ios/app/lpr/id1330266768)

This professional mortgage calculator handles commercial, provident fund, and combined loans. It supports both equal principal and interest, and equal principal repayment methods. Get real-time mortgage rate updates and access strategies for early repayment to optimize your loan plan.

**Highlights:** Commercial, provident fund, and combined loan calculations, Equal principal and interest repayment, Equal principal repayment, Early repayment strategies, Real-time mortgage rate updates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月订阅 | $0.99 | per month |
| 年订阅 | $4.99 | per year |


### 建行生活

[App page](https://appshunter.io/ios/app/id1472477795)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 房贷计算器 free?

房贷计算器 is free to download, with in-app purchases available.

### Is 建行生活 free?

建行生活 is free to download, with no in-app purchases.

### Which has better reviews, 房贷计算器 or 建行生活?

房贷计算器 is rated higher. 房贷计算器 averages 4.7 out of 5 from 34 ratings, while 建行生活 averages 1.5 from 161 ratings.

### Do 房贷计算器 or 建行生活 have ads?

房贷计算器 shows ads; 建行生活 does not.

### Which is updated more often, 房贷计算器 or 建行生活?

房贷计算器 ships an update every 2 months, and 建行生活 monthly. Most recently, 房贷计算器 was updated on October 25, 2026 and 建行生活 on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*