# BciPass vs AFP PlanVital

The clearest difference is rating: AFP PlanVital at 4.7 against BciPass's 3.9. AFP PlanVital also leads on update cadence (every 3 weeks vs every 4 months). BciPass's advantage is review sentiment (27% vs 12%) and ratings volume (35 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AFP PlanVital holds the better App Store score, 4.7 against 3.9. That said, the two scores are not equally well evidenced: BciPass has 35 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 27% of BciPass's written reviews are positive against 12% of AFP PlanVital's, so the app with the better star average is not the one people write more warmly about.

BciPass ships an update every 4 months, AFP PlanVital every 3 weeks. Both last shipped on November 2, 2026.

## The numbers

| Metric | BciPass | AFP PlanVital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (35 ratings)](https://appshunter.io/ios/app/bcipass/id1330778750/reviews) | **[4.7 (3 ratings)](https://appshunter.io/ios/app/afp-planvital/id1437275304/reviews)** |
| Number of ratings | **35** | 3 |
| Positive reviews | **27.3% of reviews** | 12.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 53 MB | 176 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Banco Crédito e Inversiones](https://appshunter.io/developer/433448925) | [PlanVital](https://appshunter.io/developer/1437275303) |

## What reviewers say

### BciPass

[App page](https://appshunter.io/ios/app/bcipass/id1330778750)

Securely manage your financial transactions, including transfers, payments, and online purchases. Easily authorize operations and change your access key for a streamlined and safe experience.

**Highlights:** Securely transfer funds, Authorize transactions quickly, Safe online purchases, Change access key, Perform payments

**Features:** macOS Compatibility

**In-app purchases:** none


### AFP PlanVital

[App page](https://appshunter.io/ios/app/afp-planvital/id1437275304)

Manage your mandatory and voluntary savings, check account balances, and download certificates. Initiate pension claims and track savings performance with detailed statements. Access your pension advisory services conveniently from your mobile device.

**Highlights:** Manage savings accounts, Check account balances, Download certificates, Initiate pension claims, Track savings performance, Review transaction history

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BciPass free?

BciPass is free to download, with no in-app purchases.

### Is AFP PlanVital free?

AFP PlanVital is free to download, with no in-app purchases.

### Which has better reviews, BciPass or AFP PlanVital?

AFP PlanVital is rated higher. BciPass averages 3.9 out of 5 from 35 ratings, while AFP PlanVital averages 4.7 from 3 ratings.

### Do BciPass or AFP PlanVital have ads?

Neither BciPass nor AFP PlanVital shows ads.

### Which is updated more often, BciPass or AFP PlanVital?

BciPass ships an update every 4 months, and AFP PlanVital every 3 weeks. Most recently, BciPass was updated on November 2, 2026 and AFP PlanVital on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*