# BTL M vs NUMO Pay

The clearest difference is rating: BTL M at 4.5 against NUMO Pay's 3.3. BTL M also leads on iOS requirement (12.0 vs 15.6). NUMO Pay's advantage is ratings volume (93 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BTL M holds the better App Store score, 4.5 against 3.3. That said, the two scores are not equally well evidenced: NUMO Pay has 93 ratings behind it against 2, so its average is the more settled of the two.

BTL M ships an update every 2 months, NUMO Pay every 5 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BTL M | NUMO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (2 ratings)](https://appshunter.io/ios/app/btl-m-banking/id1331025410/reviews)** | [3.3 (93 ratings)](https://appshunter.io/ios/app/numo-pay/id1667606176/reviews) |
| Number of ratings | 2 | **93** |
| Positive reviews | — | 17.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 44 MB | 97 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banque Tuniso Libyenne](https://appshunter.io/developer/1331025409) | [Moamalat Financial Services](https://appshunter.io/developer/1656909706) |

## What reviewers say

### BTL M

[App page](https://appshunter.io/ios/app/btl-m-banking/id1331025410)

Manage your daily banking operations remotely with this mobile application. Access account details, make transfers, order checks and cards, and track transactions. It also offers currency exchange rates and branch location services.

**Highlights:** Real-time account operation consultation, Edit bank statements and reports, Manage transfers and beneficiaries, Order checkbooks and bank cards, Track bank card transactions, Simulate financing, Consult currency exchange rates

**Features:** macOS Compatibility

**In-app purchases:** none


### NUMO Pay

[App page](https://appshunter.io/ios/app/numo-pay/id1667606176)

This mobile payment app allows you to securely store your bank cards on your smartphone. Use it to shop at merchants with NUMO Pay POS devices, enjoying faster, more private transactions. Manage your cards, check balances, and view transaction history.

**Highlights:** Store bank cards securely, Fast and easy mobile payments, Enhanced privacy and security, Check card balance and transaction history, Activate/deactivate cards, Accepts all bank cards

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Good for electronic payments in Libya
- 👍 Easy and simple to use
- 👍 Can add multiple cards
- 👍 Good and comfortable app
- 👍 Quality leap

**What reviewers complain about**

- 🐛 Registration not working
- 🐛 App is not functioning
- 🐛 App needs fixing
- 🐛 Useless app
- 🐛 App crashes when scanning QR code

**Reported bugs**

- Registration is not working
- Couldn't register local cards or bank accounts
- Verification message added via SMS and app password
- Purchase transaction takes long
- SMS messages not received quickly

**Requested features**

- Add NFC for iPhone
- Add NFC for iPhones
- Add NFC for iPhones
- Add NFC for iPhones
- Develop the program to accept chip cards


## Frequently asked questions

### Is BTL M free?

BTL M is free to download, with no in-app purchases.

### Is NUMO Pay free?

NUMO Pay is free to download, with no in-app purchases.

### Which has better reviews, BTL M or NUMO Pay?

BTL M is rated higher. BTL M averages 4.5 out of 5 from 2 ratings, while NUMO Pay averages 3.3 from 93 ratings.

### Do BTL M or NUMO Pay have ads?

Neither BTL M nor NUMO Pay shows ads.

### Which is updated more often, BTL M or NUMO Pay?

BTL M ships an update every 2 months, and NUMO Pay every 5 weeks. Most recently, BTL M was updated on October 26, 2026 and NUMO Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*