# Moneygment vs PNB Digital

The clearest difference is review sentiment: Moneygment at 53% against PNB Digital's 7%. Moneygment also leads on rating (3.2 vs 2.3). PNB Digital's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (542 vs 24). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneygment holds the better App Store score, 3.2 against 2.3. That said, the two scores are not equally well evidenced: PNB Digital has 542 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 53% of Moneygment's written reviews are positive against 7% of PNB Digital's.

Moneygment ships an update every 2 months, PNB Digital every 3 weeks. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Moneygment | PNB Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (24 ratings)](https://appshunter.io/ios/app/moneygment/id1331316738/reviews)** | [2.3 (542 ratings)](https://appshunter.io/ios/app/pnb-digital/id1527029568/reviews) |
| Number of ratings | 24 | **542** |
| Positive reviews | **52.7% of reviews** | 6.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 66 MB | 180 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Togetech Inc.](https://appshunter.io/developer/1331316735) | [Philippine National Bank](https://appshunter.io/developer/1066651912) |

## What reviewers say

### Moneygment

[App page](https://appshunter.io/ios/app/moneygment/id1331316738)

Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.

**Highlights:** Send money, Pay bills and taxes, Manage contributions, Investments, Insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PNB Digital

[App page](https://appshunter.io/ios/app/pnb-digital/id1527029568)

Open a savings account, manage finances, and make payments easily. This app allows users to perform various banking transactions, including sending money, settling bills, and investing, all from their mobile device.

**Highlights:** Open savings accounts, Manage deposit and credit card accounts, Send money via InstaPay and PESONet, Settle bills and top-up eWallets, Invest in UITFs, Cardless ATM withdrawals, Order checkbooks

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth banking experience
- 🔒 Secure transactions
- 👍 User-friendly interface
- 💡 Convenient bill payments

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Restrictive device registration
- 👎 Poor customer support
- 🕰️ Slow response times

**Reported bugs**

- Unable to sign up or register
- Incorrect details error during login
- Unresponsive app during maintenance

**Requested features**

- Password reset option
- Multiple device registration
- Improved transaction history
- International remittance support


## Frequently asked questions

### Is Moneygment free?

Moneygment is free to download, with no in-app purchases.

### Is PNB Digital free?

PNB Digital is free to download, with no in-app purchases.

### Which has better reviews, Moneygment or PNB Digital?

Moneygment is rated higher. Moneygment averages 3.2 out of 5 from 24 ratings, while PNB Digital averages 2.3 from 542 ratings.

### Do Moneygment or PNB Digital have ads?

Neither Moneygment nor PNB Digital shows ads.

### Which is updated more often, Moneygment or PNB Digital?

Moneygment ships an update every 2 months, and PNB Digital every 3 weeks. Most recently, Moneygment was updated on October 16, 2026 and PNB Digital on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*