# Moneygment vs Lista PH

The clearest difference is rating: Lista PH at 4.0 against Moneygment's 3.2. Lista PH also leads on update cadence (fortnightly vs every 2 months). Moneygment's advantage is in-app purchases (none vs 37) and ads (none vs shown). On price, device support and iOS requirement there is nothing between them.

Both are free to download. Lista PH sells 35 one-off in-app purchases. Moneygment asks for nothing beyond the download.

Lista PH holds the better App Store score, 4.0 against 3.2. That said, the two scores are not equally well evidenced: Moneygment has 24 ratings behind it against 3, so its average is the more settled of the two.

Moneygment ships an update every 2 months, Lista PH fortnightly. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Moneygment | Lista PH |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (24 ratings)](https://appshunter.io/ios/app/moneygment/id1331316738/reviews) | **[4.0 (3 ratings)](https://appshunter.io/ios/app/lista-ph/id1580527951/reviews)** |
| Number of ratings | **24** | 3 |
| Positive reviews | 52.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 66 MB | 72 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Togetech Inc.](https://appshunter.io/developer/1331316735) | [Lista Technologies Pte. Ltd.](https://appshunter.io/developer/1580527953) |

## What reviewers say

### Moneygment

[App page](https://appshunter.io/ios/app/moneygment/id1331316738)

Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.

**Highlights:** Send money, Pay bills and taxes, Manage contributions, Investments, Insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lista PH

[App page](https://appshunter.io/ios/app/lista-ph/id1580527951)

This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.

**Highlights:** Expense tracking, Budgeting tools, Credit score check, Financial product marketplace, Document templates, Payment reminders, Multiple profile management

**In-app purchases (35)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Virtual Assistant Contract | $0.99 | one-time |
| Car Rental Contract | $0.99 | one-time |
| Contract of Lease Document | $0.99 | one-time |
| Loan Agreement Document | $0.99 | one-time |
| Credit Card Payment Overdue | $0.99 | one-time |
| Legal Document Request | $0.99 | one-time |
| 1 CIBI Credit Score Request | $0.99 | one-time |
| 1 Transunion Credit Score | $0.99 | one-time |
| 1 Credit Score (New Users) | $0.99 | one-time |
| 1 Transunion CS 50% off | $0.99 | one-time |
| PHP 49 Credit Score | $0.99 | one-time |
| 1 Lenderlink Request | $1.99 | one-time |
| Debt Repayment Plan Discounted | $1.99 | one-time |
| CIBI + TransUnion Discount | $1.99 | one-time |
| Budget Plan Discounted | $1.99 | one-time |
| CIBI + Debt Repayment Discounted | $1.99 | one-time |
| TU + Debt Repayment Discount | $1.99 | one-time |
| 1 CIBI Credit Score Request | $1.99 | one-time |
| 1 CIBI Advance Tier Zero Score | $1.99 | one-time |
| 1 CIBI Credit Score 50% off | $1.99 | one-time |
| 1 CIBI Credit Score Request | $2.99 | one-time |
| 1 CIBI Advance Tier Repurchase | $2.99 | one-time |
| 1 Transunion Discounted Pull | $3.99 | one-time |
| 1 CIBI Advance Tier Request | $3.99 | one-time |
| 1 TransUnion + 1 Finn Analysis | $5.99 | one-time |
| 1 CIBI + 1 Finn Analysis | $5.99 | one-time |
| CIBI + AI Budget Plan Bundle | $5.99 | one-time |
| 1 TransUnion Credit Score | $7.99 | one-time |
| TransUnion + AI Budget Plan Bundle | $9.99 | one-time |
| 1 Transunion Credit Score | $9.99 | one-time |
| CIBI + Debt Free Bundle | $14.99 | one-time |
| TransUnion + Debt Free Bundle | $14.99 | one-time |
| AI Debt Repayment Plan | $14.99 | one-time |
| CIBI 1 and TU 1 Bundle | $14.99 | one-time |
| 1 Telco Score Request | $99.99 | one-time |


## Frequently asked questions

### Is Moneygment free?

Moneygment is free to download, with no in-app purchases.

### Is Lista PH free?

Lista PH is free to download, with in-app purchases available.

### Which has better reviews, Moneygment or Lista PH?

Lista PH is rated higher. Moneygment averages 3.2 out of 5 from 24 ratings, while Lista PH averages 4.0 from 3 ratings.

### Do Moneygment or Lista PH have ads?

Lista PH shows ads; Moneygment does not.

### Which is updated more often, Moneygment or Lista PH?

Moneygment ships an update every 2 months, and Lista PH fortnightly. Most recently, Moneygment was updated on September 20, 2026 and Lista PH on September 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*