# Moneygment vs VYBE by BPI

The clearest difference is review sentiment: Moneygment at 53% against VYBE by BPI's 0%. Moneygment also leads on rating (3.2 vs 1.0). VYBE by BPI's advantage is update cadence (every 5 weeks vs every 2 months) and iOS requirement (12 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneygment holds the better App Store score, 3.2 against 1.0. Both are backed by a comparable volume of ratings — 24 and 56 respectively. Written reviews point the same way: 53% of Moneygment's written reviews are positive against 0% of VYBE by BPI's.

Moneygment ships an update every 2 months, VYBE by BPI every 5 weeks. The most recent releases landed on September 20, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | Moneygment | VYBE by BPI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (24 ratings)](https://appshunter.io/ios/app/moneygment/id1331316738/reviews)** | [1.0 (56 ratings)](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906/reviews) |
| Number of ratings | 24 | **56** |
| Positive reviews | **52.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 66 MB | 118 MB |
| Requires iOS | 15.0 | **12** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Togetech Inc.](https://appshunter.io/developer/1331316735) | [Bank of the Philippine Islands](https://appshunter.io/developer/459690073) |

## What reviewers say

### Moneygment

[App page](https://appshunter.io/ios/app/moneygment/id1331316738)

Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.

**Highlights:** Send money, Pay bills and taxes, Manage contributions, Investments, Insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### VYBE by BPI

[App page](https://appshunter.io/ios/app/vybe-by-bpi/id1621461906)

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

**Highlights:** E-wallet enhancement, Rewards program integration, Earn points with BPI products, Redeem exciting rewards, Digital banking experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ❌ Unable to log in
- ❌ App crashes frequently
- ❌ OTP issues
- ❌ Rewards not reflecting
- ❌ Not accessible abroad

**Reported bugs**

- Cannot log in
- Fails to login after inputting OTP
- App not working abroad
- BPI points not reflecting on the app
- App cannot be opened

**Requested features**

- Support international numbers
- Allow checking/claiming rewards points without app
- Remove forced app usage for rewards
- Fix online option to check points
- Show total rewards in credit card billing statement


## Frequently asked questions

### Is Moneygment free?

Moneygment is free to download, with no in-app purchases.

### Is VYBE by BPI free?

VYBE by BPI is free to download, with no in-app purchases.

### Which has better reviews, Moneygment or VYBE by BPI?

Moneygment is rated higher. Moneygment averages 3.2 out of 5 from 24 ratings, while VYBE by BPI averages 1.0 from 56 ratings.

### Do Moneygment or VYBE by BPI have ads?

Neither Moneygment nor VYBE by BPI shows ads.

### Which is updated more often, Moneygment or VYBE by BPI?

Moneygment ships an update every 2 months, and VYBE by BPI every 5 weeks. Most recently, Moneygment was updated on September 20, 2026 and VYBE by BPI on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*