# Moneygment vs BDO Pay

The clearest difference is rating: BDO Pay at 4.8 against Moneygment's 3.2. BDO Pay also leads on ratings volume (1.7K vs 24) and update cadence (monthly vs every 2 months). Moneygment's advantage is monetization model (free vs free with in-app purchases) and review sentiment (53% vs 31%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BDO Pay holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: BDO Pay has 1.7K ratings behind it against 24, so its average is the more settled of the two. Written reviews complicate that: 53% of Moneygment's written reviews are positive against 31% of BDO Pay's, so the app with the better star average is not the one people write more warmly about.

Moneygment ships an update every 2 months, BDO Pay monthly. The most recent releases landed on October 8, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Moneygment | BDO Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (24 ratings)](https://appshunter.io/ios/app/moneygment/id1331316738/reviews) | **[4.8 (1.7K ratings)](https://appshunter.io/ios/app/bdo-pay/id6450918577/reviews)** |
| Number of ratings | 24 | **1.7K** |
| Positive reviews | **52.7% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 66 MB | 576 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Togetech Inc.](https://appshunter.io/developer/1331316735) | [BDO Unibank, Inc.](https://appshunter.io/developer/673015233) |

## What reviewers say

### Moneygment

[App page](https://appshunter.io/ios/app/moneygment/id1331316738)

Manage your finances with this comprehensive app. Send money, pay bills, make investments, and get insured all in one place. It's designed for individuals without traditional bank accounts to handle essential financial tasks.

**Highlights:** Send money, Pay bills and taxes, Manage contributions, Investments, Insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BDO Pay

[App page](https://appshunter.io/ios/app/bdo-pay/id6450918577)

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

**Highlights:** Scan QR Ph codes, Send money for free to BDO accounts, Pay bills with no service fees, Request money from users, Split bills, Buy load, QR withdrawals and deposits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneygment free?

Moneygment is free to download, with no in-app purchases.

### Is BDO Pay free?

BDO Pay is free to download, with no in-app purchases.

### Which has better reviews, Moneygment or BDO Pay?

BDO Pay is rated higher. Moneygment averages 3.2 out of 5 from 24 ratings, while BDO Pay averages 4.8 from 1.7K ratings.

### Do Moneygment or BDO Pay have ads?

Neither Moneygment nor BDO Pay shows ads.

### Which is updated more often, Moneygment or BDO Pay?

Moneygment ships an update every 2 months, and BDO Pay monthly. Most recently, Moneygment was updated on October 8, 2026 and BDO Pay on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*