# Beihilfe Bund vs SpardaBanking App

The clearest difference is rating: SpardaBanking App at 4.8 against Beihilfe Bund's 1.0. SpardaBanking App also leads on review sentiment (98% vs 75%) and update cadence (monthly vs every 3 months). Beihilfe Bund's advantage is iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpardaBanking App holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: SpardaBanking App has 118 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 75% of Beihilfe Bund's written reviews are positive against 98% of SpardaBanking App's.

Beihilfe Bund ships an update every 3 months, SpardaBanking App monthly. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Beihilfe Bund | SpardaBanking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (8 ratings)](https://appshunter.io/ios/app/beihilfe-bund/id1331523072/reviews) | **[4.8 (118 ratings)](https://appshunter.io/ios/app/spardabanking-app/id1579021169/reviews)** |
| Number of ratings | 8 | **118** |
| Positive reviews | 74.5% of reviews | **97.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 74 MB | 161 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Bundesverwaltungsamt](https://appshunter.io/developer/1331523071) | [Verband der Sparda-Banken](https://appshunter.io/developer/1478878653) |

## What reviewers say

### Beihilfe Bund

[App page](https://appshunter.io/ios/app/beihilfe-bund/id1331523072)

Submit required documents digitally for short applications via smartphone. This app is for individuals receiving benefits managed by the Federal Office of Administration. Check the website for a list of currently supported authorities and benefit offices.

**Highlights:** Digital document submission, Smartphone application, Short application processing, Federal benefit claims, Supported authorities list

**In-app purchases:** none


### SpardaBanking App

[App page](https://appshunter.io/ios/app/spardabanking-app/id1579021169)

Manage your banking securely and conveniently from your smartphone or tablet. View all your accounts, make transfers, access statements, and even send money to friends. Features include a secure inbox, photo transfers, and mobile payment options.

**Highlights:** All accounts overview (including other banks), Direct authorization via push notifications, Secure digital inbox for statements and messages, Photo transfer for easy payments, Mobile payment with Apple Pay, Send money to friends, Voice assistant for banking tasks

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Beihilfe Bund free?

Beihilfe Bund is free to download, with no in-app purchases.

### Is SpardaBanking App free?

SpardaBanking App is free to download, with no in-app purchases.

### Which has better reviews, Beihilfe Bund or SpardaBanking App?

SpardaBanking App is rated higher. Beihilfe Bund averages 1.0 out of 5 from 8 ratings, while SpardaBanking App averages 4.8 from 118 ratings.

### Do Beihilfe Bund or SpardaBanking App have ads?

Neither Beihilfe Bund nor SpardaBanking App shows ads.

### Which is updated more often, Beihilfe Bund or SpardaBanking App?

Beihilfe Bund ships an update every 3 months, and SpardaBanking App monthly. Most recently, Beihilfe Bund was updated on October 25, 2026 and SpardaBanking App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*