# CB Pay vs KBZ mBanking

The clearest difference is rating: CB Pay at 3.7 against KBZ mBanking's 1.9. CB Pay also leads on review sentiment (22% vs 6%). KBZ mBanking's advantage is update cadence (every 2 months vs every 4 months) and ratings volume (4.1K vs 536). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CB Pay holds the better App Store score, 3.7 against 1.9. That said, the two scores are not equally well evidenced: KBZ mBanking has 4.1K ratings behind it against 536, so its average is the more settled of the two. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 6% of KBZ mBanking's.

CB Pay ships an update every 4 months, KBZ mBanking every 2 months. The most recent releases landed on October 25, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | CB Pay | KBZ mBanking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (536 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews)** | [1.9 (4.1K ratings)](https://appshunter.io/ios/app/kbz-mbanking/id1350640443/reviews) |
| Number of ratings | 536 | **4.1K** |
| Positive reviews | **21.6% of reviews** | 5.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 39 MB | 30 MB |
| Requires iOS | 15.0 | 15 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [Kanbawza Bank Limited](https://appshunter.io/developer/1287440742) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### KBZ mBanking

[App page](https://appshunter.io/ios/app/kbz-mbanking/id1350640443)

Access your banking services on the go. Perform fund transfers, view account activities, and manage your finances conveniently from your mobile device.

**Highlights:** Fund Transfer, Account Activities, Mobile Banking, Financial Management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good service
- 📦 Data package buying service

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- ⏳ Constant log-outs and session timeouts
- 🤖 Outdated and unintuitive UI
- 🔒 Lack of security and privacy
- 🚫 Unethical practices and military support

**Reported bugs**

- Recurring 'session expired' errors
- Inability to log in or access account
- Glitches with money transfers and payments
- Disappearing app features and functionality

**Requested features**

- Improve transaction history and activity tracking
- Add biometric authentication options
- Streamline beneficiary management
- Enhance customer service and support


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is KBZ mBanking free?

KBZ mBanking is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or KBZ mBanking?

CB Pay is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while KBZ mBanking averages 1.9 from 4.1K ratings.

### Do CB Pay or KBZ mBanking have ads?

Neither CB Pay nor KBZ mBanking shows ads.

### Which is updated more often, CB Pay or KBZ mBanking?

CB Pay ships an update every 4 months, and KBZ mBanking every 2 months. Most recently, CB Pay was updated on October 25, 2026 and KBZ mBanking on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*