# CB Pay vs Join App

The clearest difference is rating: Join App at 5.0 against CB Pay's 3.7. Join App also leads on update cadence (every 3 weeks vs every 4 months) and iOS requirement (13.0 vs 15.0). CB Pay's advantage is ratings volume (532 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Join App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 532 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 27% of Join App's.

CB Pay ships an update every 4 months, Join App every 3 weeks. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | CB Pay | Join App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (532 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/join-app-your-web3-experience/id1438971974/reviews)** |
| Number of ratings | **532** | 1 |
| Positive reviews | 21.6% of reviews | **27.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 39 MB | 107 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [J VENTURES COMPANY LIMITED](https://appshunter.io/developer/1223303113) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### Join App

[App page](https://appshunter.io/ios/app/join-app-your-web3-experience/id1438971974)

This app offers a user-friendly gateway to the world of Web3 and cryptocurrency. It provides secure account management, access to NFTs, and seamless integration with other blockchain applications, all powered by the JFIN Ecosystem.

**Highlights:** Everyday blockchain application, Real e-KYC, Simple crypto interface, Protected and secured accounts, NFT experience, Connect to blockchain apps

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is Join App free?

Join App is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or Join App?

Join App is rated higher. CB Pay averages 3.7 out of 5 from 532 ratings, while Join App averages 5.0 from 1 ratings.

### Do CB Pay or Join App have ads?

Neither CB Pay nor Join App shows ads.

### Which is updated more often, CB Pay or Join App?

CB Pay ships an update every 4 months, and Join App every 3 weeks. Most recently, CB Pay was updated on October 17, 2026 and Join App on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*