# CB Pay vs WavePay

The clearest difference is ads: CB Pay at none against WavePay's shown. CB Pay also leads on monetization model (free vs free with in-app purchases) and iOS requirement (11.0 vs 13.0). WavePay's advantage is ratings volume (1.8K vs 527). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.7 for CB Pay against 3.8 for WavePay. Both are backed by a comparable volume of ratings — 527 and 1.8K respectively. Written reviews are what separate them: 22% of CB Pay's written reviews are positive against 17% of WavePay's.

CB Pay ships an update every 4 months, WavePay every 2 months. The most recent releases landed on September 19, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | CB Pay | WavePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (527 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[3.8 (1.8K ratings)](https://appshunter.io/ios/app/wavepay/id1439175549/reviews)** |
| Number of ratings | 527 | **1.8K** |
| Positive reviews | **21.6% of reviews** | 17.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 56 MB | 135 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### WavePay

[App page](https://appshunter.io/ios/app/wavepay/id1439175549)

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

**Highlights:** Send money via mobile number, Scan QR codes for instant payments, Mobile top-ups and pack purchases, Pay bills (internet, solar, insurance, loans), Link bank accounts and MPU cards, Secure transactions with PIN and secret code, Cash-in/Cash-out via agent shops

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure payment system
- 👍 Colorful and user-friendly UI
- 💡 Device authorization feature

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Difficult account recovery process
- 👎 Poor customer service
- 💰 Deduction of remaining balance

**Reported bugs**

- App not supported on jailbroken/rooted devices
- Incompatibility issues with newer iOS versions
- Myanmar keyboard not working after updates

**Requested features**

- Allow NRC number for device authorization
- Integrate with popular banks and services
- Implement biometric login options
- Improve transaction history and balance tracking


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is WavePay free?

WavePay is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or WavePay?

WavePay is rated higher. CB Pay averages 3.7 out of 5 from 527 ratings, while WavePay averages 3.8 from 1.8K ratings.

### Do CB Pay or WavePay have ads?

WavePay shows ads; CB Pay does not.

### Which is updated more often, CB Pay or WavePay?

CB Pay ships an update every 4 months, and WavePay every 2 months. Most recently, CB Pay was updated on September 19, 2026 and WavePay on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*