# CB Pay vs CTZPay

The clearest difference is ratings volume: CB Pay at 527 against CTZPay's 74. CB Pay also leads on iOS requirement (11.0 vs 15.1). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTZPay holds the better App Store score, 3.9 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 527 ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 22% of CB Pay's written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.

CB Pay ships an update every 4 months, CTZPay every 2 months. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | CB Pay | CTZPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (527 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[3.9 (74 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews)** |
| Number of ratings | **527** | 74 |
| Positive reviews | **21.6% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 56 MB | 58 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**In-app purchases:** none


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or CTZPay?

CTZPay is rated higher. CB Pay averages 3.7 out of 5 from 527 ratings, while CTZPay averages 3.9 from 74 ratings.

### Do CB Pay or CTZPay have ads?

Neither CB Pay nor CTZPay shows ads.

### Which is updated more often, CB Pay or CTZPay?

CB Pay ships an update every 4 months, and CTZPay every 2 months. Most recently, CB Pay was updated on September 19, 2026 and CTZPay on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*