# CB Pay vs MAI Xtra

The clearest difference is rating: MAI Xtra at 4.6 against CB Pay's 3.7. MAI Xtra also leads on iOS requirement (11.0 vs 15.0). CB Pay's advantage is ratings volume (536 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MAI Xtra holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 536 ratings behind it against 5, so its average is the more settled of the two.

CB Pay ships an update every 4 months, MAI Xtra every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CB Pay | MAI Xtra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (536 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[4.6 (5 ratings)](https://appshunter.io/ios/app/mai-xtra/id1632396998/reviews)** |
| Number of ratings | **536** | 5 |
| Positive reviews | 21.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 39 MB | 31 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [UAB Bank Limited](https://appshunter.io/developer/1406305742) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### MAI Xtra

[App page](https://appshunter.io/ios/app/mai-xtra/id1632396998)

This digital payment app combines financial services with travel benefits. Easily pay bills, transfer funds, top up your mobile, and book flights. Enjoy secure transactions and exclusive member benefits.

**Highlights:** Fund Transfer, Bills Payment, Mobile Top-up, MAI Ticket Booking, Scan and Pay, VISA Card

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is MAI Xtra free?

MAI Xtra is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or MAI Xtra?

MAI Xtra is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while MAI Xtra averages 4.6 from 5 ratings.

### Do CB Pay or MAI Xtra have ads?

Neither CB Pay nor MAI Xtra shows ads.

### Which is updated more often, CB Pay or MAI Xtra?

CB Pay ships an update every 4 months, and MAI Xtra every 3 months. Most recently, CB Pay was updated on October 25, 2026 and MAI Xtra on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*