# CB Pay vs GTB Agent

The clearest difference is rating: GTB Agent at 4.3 against CB Pay's 3.7. CB Pay's advantage is ratings volume (536 vs 3) and review sentiment (22% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTB Agent holds the better App Store score, 4.3 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 536 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 22% of CB Pay's written reviews are positive against 0% of GTB Agent's, so the app with the better star average is not the one people write more warmly about.

CB Pay ships an update every 4 months, GTB Agent every 3 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | CB Pay | GTB Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (536 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[4.3 (3 ratings)](https://appshunter.io/ios/app/gtb-agent/id6479807459/reviews)** |
| Number of ratings | **536** | 3 |
| Positive reviews | **21.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 39 MB | 29 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### GTB Agent

[App page](https://appshunter.io/ios/app/gtb-agent/id6479807459)

Manage your finances securely and conveniently on the go. This app allows for easy money transfers, instant cash deposits from cards, and efficient bill payments. Enjoy a user-friendly interface and 24/7 customer support for all your banking needs.

**Highlights:** Agent-to-Wallet Transfer, Cash In from MPU Card, Transfer with QR Code, Bill Payment, Secure Transactions, User-Friendly Interface

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is GTB Agent free?

GTB Agent is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or GTB Agent?

GTB Agent is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while GTB Agent averages 4.3 from 3 ratings.

### Do CB Pay or GTB Agent have ads?

Neither CB Pay nor GTB Agent shows ads.

### Which is updated more often, CB Pay or GTB Agent?

CB Pay ships an update every 4 months, and GTB Agent every 3 months. Most recently, CB Pay was updated on November 2, 2026 and GTB Agent on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*