# CB Pay vs AYA Mobile Banking

The clearest difference is review sentiment: AYA Mobile Banking at 78% against CB Pay's 22%. AYA Mobile Banking also leads on rating (4.5 vs 3.7) and update cadence (every 6 weeks vs every 4 months). CB Pay's advantage is monetization model (free vs free with in-app purchases) and ratings volume (536 vs 147). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AYA Mobile Banking holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 536 and 147 respectively. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 78% of AYA Mobile Banking's.

CB Pay ships an update every 4 months, AYA Mobile Banking every 6 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | CB Pay | AYA Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (536 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews) | **[4.5 (147 ratings)](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515/reviews)** |
| Number of ratings | **536** | 147 |
| Positive reviews | 21.6% of reviews | **78.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 6 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 39 MB | 85 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [AYA Bank](https://appshunter.io/developer/1356605410) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### AYA Mobile Banking

[App page](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515)

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

**Highlights:** Account management with transaction history, Fund transfers (own, other, AYA Pay), Card management (lock, unlock, details), Prepaid card top-ups and credit card repayments, Bill payments with saved billers, Transaction PIN for security, Fraud Call Alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Safe and secure
- 👍 Simple and easy to use
- 💡 Convenient digital features

**What reviewers complain about**

- 🐛 Account login issues

**Reported bugs**

- Account not found error

**Requested features**

- More digital banking features


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is AYA Mobile Banking free?

AYA Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, CB Pay or AYA Mobile Banking?

AYA Mobile Banking is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while AYA Mobile Banking averages 4.5 from 147 ratings.

### Do CB Pay or AYA Mobile Banking have ads?

Neither CB Pay nor AYA Mobile Banking shows ads.

### Which is updated more often, CB Pay or AYA Mobile Banking?

CB Pay ships an update every 4 months, and AYA Mobile Banking every 6 weeks. Most recently, CB Pay was updated on November 2, 2026 and AYA Mobile Banking on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*