# CB Pay vs Manu Smart

The clearest difference is iOS requirement: CB Pay at 11.0 against Manu Smart's 13.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | CB Pay | Manu Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (527 ratings)](https://appshunter.io/ios/app/cb-pay/id1333054033/reviews)** | — |
| Number of ratings | **527** | — |
| Positive reviews | 21.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | — |
| Monetization | Free | — |
| Size | 56 MB | 18 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [CB BANK PCL](https://appshunter.io/developer/1253837970) | [Manulife Financial Asia Limited](https://appshunter.io/developer/1205853223) |

## What reviewers say

### CB Pay

[App page](https://appshunter.io/ios/app/cb-pay/id1333054033)

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

**Highlights:** Money transfers via ATM, account, phone, or NRIC number, Dynamic and static QR code payments, Mobile top-ups for major carriers, ATM/branch/merchant location finder, Scheduled payments, Bill payments

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service

**Reported bugs**

- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features

**Requested features**

- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support


### Manu Smart

[App page](https://appshunter.io/ios/app/manu-smart/id6757832803)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CB Pay free?

CB Pay is free to download, with no in-app purchases.

### Is Manu Smart free?

Manu Smart is free to download, with no in-app purchases.

### Do CB Pay or Manu Smart have ads?

Neither CB Pay nor Manu Smart shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*