Trata vs Money Journal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Trata
Effortlessly track your spending and understand your financial habits with a clean, intuitive interface. Gain insights into your budget with clear charts and weekly summaries. Manage your money smarter without unnecessary complexity.
- Lightning-fast expense tracking
- Simple, clutter-free interface
- Analytics by category and period
- Custom categories and subcategories
- Flexible settings and reminders
- Monthly budget forecasting
Read full descriptionHide full description
Trata is an expense tracker that just works. Track spending in seconds, understand where your money goes, and stay in control of your budget — all in a fast, clean interface. Add expenses in a couple of taps — your spending history by day and month is always at hand. See the real picture: compare time periods, explore monthly summaries, and drill down into categories all the way to individual purchases — in clear, readable charts. Curious where your money is actually going? Weekly and monthly insights have you covered: total spend, daily average, biggest and smallest purchases, top categories, and a live forecast against your monthly limit.¹ Why Trata: - Lightning-fast expense tracking — no extra steps - Simple interface, zero clutter - Useful analytics by category, month, and custom period - Custom categories and subcategories¹ - Flexible settings: themes to match your style, a default tab, and reminders¹ Spend smarter. Understand more. No unnecessary complexity. ¹ Some features are available as part of a Pro subscription only. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula
Money Journal
Read full descriptionHide full description
PREMIUM — PURCHASE REQUIRED: All features described below are part of Pro and require a purchase: a weekly or yearly auto-renewing subscription, or a one-time lifetime purchase. Every dollar you spend, written down in ten seconds — and kept on your phone, not on someone's server. Expense Tracker is a private money journal for people who want to log daily spending by hand: no account, no bank linking, no cloud. Most budget apps want your bank login and a monthly report of your life. This one works the old way, made fast: open, type the amount, done. Manual entry sounds slower — until you realize it is exactly why you finally know where the money goes. WHAT YOU GET • A spending log you actually keep up — add an expense in seconds by keyboard, voice, or receipt scan • Wallets for cash, bank, card and e-wallet balances, with transfers between them, so "how much do I have" is one glance • Monthly category budgets that warn you before you overshoot, not after • Charts and month-to-month comparisons that show the leak (it's usually food delivery) • Savings goals, debts, assets and net worth — the full picture, not just outflow • Split a dinner among five people and get the exact settle-up amounts PERFECT FOR • Cash-first spenders whose bank app only ever sees half the story • Anyone who quit a bank-linking budget app over privacy • Couples and housemates settling shared costs without a shared account • Kakeibo fans who want the paper-ledger ritual with searchable history WHY NOT JUST A SPREADSHEET? A spreadsheet doesn't fit in a checkout line. Here, an entry takes seconds, categories fill themselves from your own past corrections, receipts attach to the row, and the monthly chart draws itself. You keep the control of a hand-kept ledger — and lose the Sunday-night data entry. PRIVATE BY DEFAULT No sign-up, no bank credentials, no ad tracking. Transactions, receipt photos and plans stay in local storage on your device unless you export them yourself. Lock the app with Face ID if others borrow your phone. PREMIUM (PURCHASE REQUIRED) Expense Tracker requires a Full Access unlock. One plan opens everything: unlimited logging, wallets and transfers, budgets with alerts, receipt scanning, recurring transactions, reports and analytics, net worth and goals, expense splitting, and CSV/PDF export. Choose weekly, yearly, or a one-time lifetime purchase — prices are shown in the app before you commit. Start tonight: log today's spending before bed, and read your first honest week on Sunday. Terms of Use: https://leanstudio.asia/terms-of-use Privacy Policy: https://leanstudio.asia/privacy-policy Support: support@leanstudio.asia
Screenshots
Verdict
The clearest difference is update cadence: Trata at fortnightly against Money Journal's every 3 months. Trata also leads on device support (4 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Trata sells 1 in-app purchase, starting at $2.99 per month and Money Journal sells 3 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Trata ships an update fortnightly, Money Journal every 3 months. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.
| Parameter | Trata | Money Journal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Dmitry Shipinev | LEAN ASIA CO., LTD |
In-app purchases
Trata
- Trata Pro Monthly3 Days trial$2.991 Month
Money Journal
- Premium Weekly Plan$2.997 Days
- Premium Yearly3 Days trial$14.991 Year
- Lifetime$29.99









