# DB Pay vs LuzHoy

The clearest difference is update cadence: LuzHoy at every 5 days against DB Pay's every 7 months. DB Pay's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DB Pay ships an update every 7 months, LuzHoy every 5 days. The most recent releases landed on October 17, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | DB Pay | LuzHoy |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 3.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 5 days** |
| Monetization | Free | — |
| Size | 17 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Deutsche Bank AG](https://appshunter.io/developer/361172749) | [Rafa Asensio](https://appshunter.io/developer/1873020222) |

## What reviewers say

### DB Pay

[App page](https://appshunter.io/ios/app/db-pay/id1333600317)

This app allows Deutsche Bank customers to make payments via Bizum, send and receive money instantly using only a mobile number, and manage their cards. You can also set limits for transfers and configure fingerprint login for convenience.

**Highlights:** Make payments via Bizum, Send and receive money instantly, Activate/deactivate cards, Set transfer and Bizum limits, Configure fingerprint login

**In-app purchases:** none


### LuzHoy

[App page](https://appshunter.io/ios/app/luzhoy/id6783699180)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DB Pay free?

DB Pay is free to download, with no in-app purchases.

### Is LuzHoy free?

LuzHoy is free to download, with no in-app purchases.

### Do DB Pay or LuzHoy have ads?

Neither DB Pay nor LuzHoy shows ads.

### Which is updated more often, DB Pay or LuzHoy?

DB Pay ships an update every 7 months, and LuzHoy every 5 days. Most recently, DB Pay was updated on October 17, 2026 and LuzHoy on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*