# MyCreditinfo vs Terabank

The clearest difference is review sentiment: Terabank at 100% against MyCreditinfo's 29%. Terabank also leads on rating (4.8 vs 3.9) and ratings volume (230 vs 42). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Terabank holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: Terabank has 230 ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 29% of MyCreditinfo's written reviews are positive against 100% of Terabank's.

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | MyCreditinfo | Terabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (42 ratings)](https://appshunter.io/ios/app/mycreditinfo/id1335937376/reviews) | **[4.8 (230 ratings)](https://appshunter.io/ios/app/terabank/id1669238749/reviews)** |
| Number of ratings | 42 | **230** |
| Positive reviews | 28.6% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 134 MB | 56 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JSC Creditinfo Georgia](https://appshunter.io/developer/1335937375) | [Terabank JSC](https://appshunter.io/developer/1513026337) |

## What reviewers say

### MyCreditinfo

[App page](https://appshunter.io/ios/app/mycreditinfo/id1335937376)

Manage your credit history with this app, offering free access to your credit score and report. Understand how financial institutions use your information when applying for loans. Receive credit alerts to monitor your history.

**Highlights:** Free credit history access, Credit score check, Credit history monitoring, Credit alerts, Understand loan application data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Terabank

[App page](https://appshunter.io/ios/app/terabank/id1669238749)

Manage your finances securely and conveniently from your mobile device. Access your accounts, make payments, transfer funds, and even apply for new banking products with an intuitive interface.

**Highlights:** Secure login with Face ID/Touch ID, Easy and scheduled payments, Open any type of account, Block or replace cards instantly, Domestic and international transfers, Effortless bill payments, Apply for banking products

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyCreditinfo free?

MyCreditinfo is free to download, with no in-app purchases.

### Is Terabank free?

Terabank is free to download, with no in-app purchases.

### Which has better reviews, MyCreditinfo or Terabank?

Terabank is rated higher. MyCreditinfo averages 3.9 out of 5 from 42 ratings, while Terabank averages 4.8 from 230 ratings.

### Do MyCreditinfo or Terabank have ads?

Neither MyCreditinfo nor Terabank shows ads.

### Which is updated more often, MyCreditinfo or Terabank?

MyCreditinfo ships an update every 3 weeks, and Terabank every 3 weeks. Most recently, MyCreditinfo was updated on October 24, 2026 and Terabank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*