# PayableU vs KSCAT

The clearest difference is iOS requirement: PayableU at 11.0 against KSCAT's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on June 1, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PayableU | KSCAT |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | — |
| Size | 33 MB | 6 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Blue TF Co., Ltd.](https://appshunter.io/developer/1029121802) | [KSNET Inc.](https://appshunter.io/developer/453883370) |

## What reviewers say

### PayableU

[App page](https://appshunter.io/ios/app/payableu/id1336004392)

This app enables small business owners and individuals without a physical storefront to accept IC card payments via their smartphone. It offers various payment methods like SMS, QR codes, and card number entry, eliminating the need for a traditional card reader.

**Highlights:** Accept IC card payments via smartphone, Link payment options (SMS, QR, card number), No physical card reader required, Easy setup for non-storefront businesses, Convenient and fast transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### KSCAT

[App page](https://appshunter.io/ios/app/kscat/id1559669053)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PayableU free?

PayableU is free to download, with no in-app purchases.

### Is KSCAT free?

KSCAT is free to download, with no in-app purchases.

### Do PayableU or KSCAT have ads?

Neither PayableU nor KSCAT shows ads.

### Which is updated more often, PayableU or KSCAT?

PayableU ships an update every 2 months, and KSCAT every 2 months. Most recently, PayableU was updated on June 1, 2026 and KSCAT on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*