# PayableU vs 페이히어

The clearest difference is ads: PayableU at none against 페이히어's shown. PayableU also leads on iOS requirement (11.0 vs 15.5). 페이히어's advantage is review sentiment (100% vs 67%) and update cadence (every 10 days vs every 2 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayableU ships an update every 2 months, 페이히어 every 10 days. The most recent releases landed on October 13, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | PayableU | 페이히어 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.2 (183 ratings)](https://appshunter.io/ios/app/id1630122947/reviews)** |
| Number of ratings | — | **183** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 33 MB | 126 MB |
| Requires iOS | **11.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Blue TF Co., Ltd.](https://appshunter.io/developer/1029121802) | [Payhere Inc.](https://appshunter.io/developer/1518973298) |

## What reviewers say

### PayableU

[App page](https://appshunter.io/ios/app/payableu/id1336004392)

This app enables small business owners and individuals without a physical storefront to accept IC card payments via their smartphone. It offers various payment methods like SMS, QR codes, and card number entry, eliminating the need for a traditional card reader.

**Highlights:** Accept IC card payments via smartphone, Link payment options (SMS, QR, card number), No physical card reader required, Easy setup for non-storefront businesses, Convenient and fast transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### 페이히어

[App page](https://appshunter.io/ios/app/id1630122947)

Easily apply for card merchant accounts directly from your smartphone. This service simplifies the process of becoming a card-accepting business. Get support anytime through their customer service channels.

**Highlights:** Smartphone merchant sign-up, Non-face-to-face application, Card merchant services, Easy application process, Year-round customer support

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy sales management
- 👍 Convenient inventory management
- 👍 Streamlined tax filing
- 👍 Quick store opening
- 👍 Barcode scanning via phone

**What reviewers complain about**

- 😕 Limited initial dashboard view
- 😕 App requires more features

**Requested features**

- More comprehensive dashboard view
- Additional app features for store management


## Frequently asked questions

### Is PayableU free?

PayableU is free to download, with no in-app purchases.

### Is 페이히어 free?

페이히어 is free to download, with no in-app purchases.

### Do PayableU or 페이히어 have ads?

페이히어 shows ads; PayableU does not.

### Which is updated more often, PayableU or 페이히어?

PayableU ships an update every 2 months, and 페이히어 every 10 days. Most recently, PayableU was updated on October 13, 2026 and 페이히어 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*