# stc pay BH vs Shortfall

The clearest difference is in-app purchases: stc pay BH at none against Shortfall's 1. stc pay BH also leads on ratings volume (645 vs 1) and update cadence (weekly vs every 3 weeks). Shortfall's advantage is ads (none vs shown) and rating (5.0 vs 4.6). On price, monetization model and device support there is nothing between them.

Both are free to download. Shortfall sells 1 one-off in-app purchase. stc pay BH asks for nothing beyond the download.

Shortfall holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: stc pay BH has 645 ratings behind it against 1, so its average is the more settled of the two.

stc pay BH ships an update weekly, Shortfall every 3 weeks. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | stc pay BH | Shortfall |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (645 ratings)](https://appshunter.io/ios/app/stc-pay-bh/id1336421084/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521/reviews)** |
| Number of ratings | **645** | 1 |
| Positive reviews | 22.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 390 MB | 4 MB |
| Requires iOS | **16.6** | 26.0 |
| Devices | iPhone | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [STC Bahrain B.S.C. Closed](https://appshunter.io/developer/571290643) | [Steven Knauss](https://appshunter.io/developer/1877190883) |

## What reviewers say

### stc pay BH

[App page](https://appshunter.io/ios/app/stc-pay-bh/id1336421084)

This mobile wallet allows you to send, spend, and save money with ease. It offers instant virtual cards for contactless payments, international and local money transfers, bill payments, and a WPS-compliant payroll solution for businesses. Enjoy cashback and promotions on your purchases.

**Highlights:** Instant virtual cards, Contactless payments with Apple Pay, International money transfers, Local bank transfers (Fawri/Fawri+), Bill and utility payments, WPS-compliant salary transfers, Cashbacks and promotions

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for payments without wallet
- 👍 Simple setup process
- 👍 Cash back on international transfers (requested)
- 👍 Account details available
- 👍 New app is awesome (partially)

**What reviewers complain about**

- 👎 2.5% fee on card/top-up payments
- 👎 Inactive card with no explanation
- 👎 Difficult to reach human support
- 👎 Chatbot is a clicking maze
- 👎 Contact form is lengthy

**Reported bugs**

- Screen fonts abnormal and unreadable after update
- Menu is vertical instead of readable
- Card inactive after payment
- Cannot send by IBAN
- App requires update but no update button

**Requested features**

- Cash back on international transfers
- Improve card display layout
- Option to put card details as icon
- Less ads on home screen


### Shortfall

[App page](https://appshunter.io/ios/app/shortfall-paperwork-check/id6763161521)

This app helps car buyers avoid hidden fees by scanning contracts and flagging charges higher than typical for their state. It provides a free initial audit and an optional one-time purchase for unlimited use and advanced features like tracking dealer revisions.

**Highlights:** Scan car contracts with camera or PDF, Flag fees higher than typical for your state, Analyze interest rates and doc fees, Track dealer contract revisions, Check Kelley Blue Book trade-in values, Private by design, no account needed

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited Audits | $4.99 | one-time |


## Frequently asked questions

### Is stc pay BH free?

stc pay BH is free to download, with no in-app purchases.

### Is Shortfall free?

Shortfall is free to download, with in-app purchases available.

### Which has better reviews, stc pay BH or Shortfall?

Shortfall is rated higher. stc pay BH averages 4.6 out of 5 from 645 ratings, while Shortfall averages 5.0 from 1 ratings.

### Do stc pay BH or Shortfall have ads?

stc pay BH shows ads; Shortfall does not.

### Which is updated more often, stc pay BH or Shortfall?

stc pay BH ships an update weekly, and Shortfall every 3 weeks. Most recently, stc pay BH was updated on October 15, 2026 and Shortfall on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*