# yap! vs Hubpay

yap! and Hubpay both sit at 4.5 stars, but that hides the real split: 69% of Hubpay's written reviews are positive against 50% of yap!'s. Hubpay also leads on update cadence (fortnightly vs every 2 months). yap!'s advantage is monetization model (free vs ad-supported) and iOS requirement (10.0 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for yap! against 4.5 for Hubpay. Both are backed by a comparable volume of ratings — 8 and 22 respectively. Written reviews are what separate them: 50% of yap!'s written reviews are positive against 69% of Hubpay's.

yap! ships an update every 2 months, Hubpay fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | yap! | Hubpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (8 ratings)](https://appshunter.io/ios/app/yap/id1339116299/reviews) | **[4.5 (22 ratings)](https://appshunter.io/ios/app/hubpay/id1544666054/reviews)** |
| Number of ratings | 8 | **22** |
| Positive reviews | 50.0% of reviews | **69.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 57 MB | 74 MB |
| Requires iOS | **10.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) | [Hubpay Limited](https://appshunter.io/developer/1544666056) |

## What reviewers say

### yap!

[App page](https://appshunter.io/ios/app/yap/id1339116299)

This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.

**Highlights:** QR code payments, Connect debit/credit cards, Secure transactions, Wide merchant network, Convenient daily use

**In-app purchases:** none


### Hubpay

[App page](https://appshunter.io/ios/app/hubpay/id1544666054)

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

**Highlights:** Low-cost international transfers, Digital wallet, Send money to banks and agents, UAE remittances, Digital onboarding, Fund wallet from bank account

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is yap! free?

yap! is free to download, with no in-app purchases.

### Is Hubpay free?

Hubpay is free to download, with no in-app purchases.

### Which has better reviews, yap! or Hubpay?

Hubpay is rated higher. yap! averages 4.5 out of 5 from 8 ratings, while Hubpay averages 4.5 from 22 ratings.

### Do yap! or Hubpay have ads?

Neither yap! nor Hubpay shows ads.

### Which is updated more often, yap! or Hubpay?

yap! ships an update every 2 months, and Hubpay fortnightly. Most recently, yap! was updated on October 20, 2026 and Hubpay on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*