# yap! vs Deem

The clearest difference is rating: yap! at 4.5 against Deem's 2.6. yap! also leads on review sentiment (50% vs 13%) and iOS requirement (10.0 vs 16.6). Deem's advantage is update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

yap! holds the better App Store score, 4.5 against 2.6. Both are backed by a comparable volume of ratings — 8 and 5 respectively. Written reviews point the same way: 50% of yap!'s written reviews are positive against 13% of Deem's.

yap! ships an update every 2 months, Deem every 3 weeks. The most recent releases landed on October 3, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | yap! | Deem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (8 ratings)](https://appshunter.io/ios/app/yap/id1339116299/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/deem/id6469543258/reviews) |
| Number of ratings | **8** | 5 |
| Positive reviews | **50.0% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 57 MB | 62 MB |
| Requires iOS | **10.0** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 17+ |
| Developer | [PT. BANK NEGARA INDONESIA (PERSERO) TBK.](https://appshunter.io/developer/623228787) | [Deem](https://appshunter.io/developer/1486561079) |

## What reviewers say

### yap!

[App page](https://appshunter.io/ios/app/yap/id1339116299)

This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.

**Highlights:** QR code payments, Connect debit/credit cards, Secure transactions, Wide merchant network, Convenient daily use

**In-app purchases:** none


### Deem

[App page](https://appshunter.io/ios/app/deem/id6469543258)

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

**Highlights:** Manage credit card and personal loans, Apply for new credit cards, Access benefits and rewards, Receive customer support, Secure financial data management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**What reviewers complain about**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues

**Reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen

**Requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option


## Frequently asked questions

### Is yap! free?

yap! is free to download, with no in-app purchases.

### Is Deem free?

Deem is free to download, with no in-app purchases.

### Which has better reviews, yap! or Deem?

yap! is rated higher. yap! averages 4.5 out of 5 from 8 ratings, while Deem averages 2.6 from 5 ratings.

### Do yap! or Deem have ads?

Neither yap! nor Deem shows ads.

### Which is updated more often, yap! or Deem?

yap! ships an update every 2 months, and Deem every 3 weeks. Most recently, yap! was updated on October 3, 2026 and Deem on October 18, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*