# Simple Budget Envelopes vs Simple Budget

The clearest difference is price: Simple Budget at Free against Simple Budget Envelopes's $0.99. Simple Budget Envelopes's advantage is in-app purchases (none vs 2) and review sentiment (89% vs 67%). On rating, ratings volume, update cadence and ads there is nothing between them.

Simple Budget is free to download; Simple Budget Envelopes costs $0.99 up front. Simple Budget sells 2 in-app purchases, starting at $0.99 per month. Simple Budget Envelopes asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.6 for Simple Budget Envelopes against 4.5 for Simple Budget. Both are backed by a comparable volume of ratings — 115 and 54 respectively. Written reviews are what separate them: 89% of Simple Budget Envelopes's written reviews are positive against 67% of Simple Budget's.

Simple Budget Envelopes ships an update every 5 months, Simple Budget every 3 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Simple Budget Envelopes | Simple Budget |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.6 (115 ratings)](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews)** | [4.5 (54 ratings)](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926/reviews) |
| Number of ratings | **115** | 54 |
| Positive reviews | **88.9% of reviews** | 66.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | **Free** | Freemium |
| Best chart rank | **#148** | — |
| Size | 1 MB | 59 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Joseph Palmer](https://appshunter.io/developer/914507761) | [Luke Brady](https://appshunter.io/developer/1560574928) |

## What reviewers say

### Simple Budget Envelopes

[App page](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499)

**Currently charting:** #148 Top Paid · Finance (US App Store)

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

**Highlights:** Unlimited digital envelopes, Add/subtract funds easily, Track remaining budget, No sign-in required, No in-app purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Extremely simple and easy to use
- 💰 No subscription needed, free
- 🎯 Perfect for envelope budgeting
- 📱 Digital alternative to cash envelopes
- ✅ No unnecessary features or clutter

**What reviewers complain about**

- 🤔 Lacks a built-in tutorial
- 🎨 Limited color options for envelopes
- 🔄 No automatic monthly reset for envelopes
- 🗂️ Envelopes are not sortable
- ⬆️ Item display limit for transactions

**Reported bugs**

- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible

**Requested features**

- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope


### Simple Budget

[App page](https://appshunter.io/ios/app/simple-budget-expense-tracker/id1560574926)

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

**Highlights:** Envelope budgeting system, Manual transaction entry, Spending insights and analysis, Budget calculator, Cross-device access, Transaction export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Subscription | $0.99 | per month |
| Annual Premium Subscription | $9.99 | per year |


## Frequently asked questions

### Is Simple Budget Envelopes free?

Simple Budget Envelopes costs $0.99, with no in-app purchases.

### Is Simple Budget free?

Simple Budget is free to download, with in-app purchases available.

### Which has better reviews, Simple Budget Envelopes or Simple Budget?

Simple Budget Envelopes is rated higher. Simple Budget Envelopes averages 4.6 out of 5 from 115 ratings, while Simple Budget averages 4.5 from 54 ratings.

### Do Simple Budget Envelopes or Simple Budget have ads?

Neither Simple Budget Envelopes nor Simple Budget shows ads.

### Which is updated more often, Simple Budget Envelopes or Simple Budget?

Simple Budget Envelopes ships an update every 5 months, and Simple Budget every 3 months. Most recently, Simple Budget Envelopes was updated on October 29, 2026 and Simple Budget on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*