# Simple Budget Envelopes vs Finance Tracker +

The clearest difference is price: Finance Tracker + at Free against Simple Budget Envelopes's $0.99. Finance Tracker + also leads on update cadence (every 2 days vs every 5 months). Simple Budget Envelopes's advantage is chart position (#143 vs unranked) and iOS requirement (15.0 vs 18.6). On ads, in-app purchases and device support there is nothing between them.

Finance Tracker + is free to download; Simple Budget Envelopes costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Simple Budget Envelopes ships an update every 5 months, Finance Tracker + every 2 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Simple Budget Envelopes | Finance Tracker + |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.6 (115 ratings)](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499/reviews)** | — |
| Number of ratings | **115** | — |
| Positive reviews | 88.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 days** |
| Monetization | Free | — |
| Best chart rank | **#143** | — |
| Size | 1 MB | 10 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Joseph Palmer](https://appshunter.io/developer/914507761) | [Kyle Bartlett](https://appshunter.io/developer/1852498982) |

## What reviewers say

### Simple Budget Envelopes

[App page](https://appshunter.io/ios/app/simple-budget-envelopes/id1339993499)

**Currently charting:** #143 Top Paid · Finance (US App Store)

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

**Highlights:** Unlimited digital envelopes, Add/subtract funds easily, Track remaining budget, No sign-in required, No in-app purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Extremely simple and easy to use
- 💰 No subscription needed, free
- 🎯 Perfect for envelope budgeting
- 📱 Digital alternative to cash envelopes
- ✅ No unnecessary features or clutter

**What reviewers complain about**

- 🤔 Lacks a built-in tutorial
- 🎨 Limited color options for envelopes
- 🔄 No automatic monthly reset for envelopes
- 🗂️ Envelopes are not sortable
- ⬆️ Item display limit for transactions

**Reported bugs**

- New update whites out numbers and envelopes are blank
- App crashes when trying to open envelopes after an update
- White on white text in dark mode, making text entry impossible

**Requested features**

- Add a tutorial within the app
- Add a button to reset all envelope balances at once
- More color options for envelopes
- Ability to sort envelopes
- Running balance for each envelope


### Finance Tracker +

[App page](https://appshunter.io/ios/app/finance-tracker-plus/id6755497230)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simple Budget Envelopes free?

Simple Budget Envelopes costs $0.99, with no in-app purchases.

### Is Finance Tracker + free?

Finance Tracker + is free to download, with no in-app purchases.

### Do Simple Budget Envelopes or Finance Tracker + have ads?

Neither Simple Budget Envelopes nor Finance Tracker + shows ads.

### Which is updated more often, Simple Budget Envelopes or Finance Tracker +?

Simple Budget Envelopes ships an update every 5 months, and Finance Tracker + every 2 days. Most recently, Simple Budget Envelopes was updated on October 29, 2026 and Finance Tracker + on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*