# My Net Worth Cloud vs WorthTracker

The clearest difference is ads: WorthTracker at none against My Net Worth Cloud's shown. WorthTracker also leads on ratings volume (345 vs 8) and update cadence (every 2 weeks vs every 6 weeks). My Net Worth Cloud's advantage is review sentiment (100% vs 77%) and device support (5 vs 3). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. My Net Worth Cloud sells 3 one-off in-app purchases and WorthTracker sells 2 in-app purchases, starting at $3.49 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for My Net Worth Cloud against 4.8 for WorthTracker. That said, the two scores are not equally well evidenced: WorthTracker has 345 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 100% of My Net Worth Cloud's written reviews are positive against 77% of WorthTracker's.

My Net Worth Cloud ships an update every 6 weeks, WorthTracker every 2 weeks. The most recent releases landed on September 30, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | My Net Worth Cloud | WorthTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/my-net-worth-cloud/id1341175742/reviews)** | [4.8 (345 ratings)](https://appshunter.io/ios/app/worthtracker/id1517288542/reviews) |
| Number of ratings | 8 | **345** |
| Positive reviews | **100.0% of reviews** | 76.9% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 51 MB |
| Requires iOS | 27.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [T4 Software, Inc.](https://appshunter.io/developer/434111743) | [Applitom](https://appshunter.io/developer/365768941) |

## What reviewers say

### My Net Worth Cloud

[App page](https://appshunter.io/ios/app/my-net-worth-cloud/id1341175742)

Track your financial net worth with easy updates and history viewing. All your data is securely saved to iCloud and accessible across your Apple devices.

**Highlights:** Track net worth, Quickly update financial information, View account history, iCloud data backup, Cross-device synchronization

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |
| Charting | $1.99 | one-time |
| Allow Editing | $2.99 | one-time |


### WorthTracker

[App page](https://appshunter.io/ios/app/worthtracker/id1517288542)

Easily track your net worth by inputting all your assets and liabilities. Visualize your financial progress, asset allocation, and trends over time. This app offers a simple alternative to complex spreadsheets for managing your financial independence goals.

**Highlights:** Track assets and liabilities, Visualize net worth trends, Asset allocation graphs, Currency conversion, Historical data tracking, Cloud data backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Membership | $3.49 | per month |
| Annual Pro Membership | $24.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- ✨ Clean and appealing layout
- ✅ Does what it needs to
- 💡 Valuable over time
- 💰 Affordable subscription

**What reviewers complain about**

- 💸 Too expensive subscription
- 📉 Limited functionality
- 🤷‍♂️ Overpriced for features
- 🤔 Basic like a spreadsheet
- 🔒 Basic privacy behind paywall

**Reported bugs**

- Main graph does not show accurate net worth
- Graph simplifies changes, missing peaks/valleys

**Requested features**

- Handle comma separation for different countries
- Percentage growth estimate
- Desktop version
- Filter by asset types and see specific graphics
- See charts for each separate account


## Frequently asked questions

### Is My Net Worth Cloud free?

My Net Worth Cloud is free to download, with in-app purchases available.

### Is WorthTracker free?

WorthTracker is free to download, with in-app purchases available.

### Which has better reviews, My Net Worth Cloud or WorthTracker?

My Net Worth Cloud is rated higher. My Net Worth Cloud averages 4.9 out of 5 from 8 ratings, while WorthTracker averages 4.8 from 345 ratings.

### Do My Net Worth Cloud or WorthTracker have ads?

My Net Worth Cloud shows ads; WorthTracker does not.

### Which is updated more often, My Net Worth Cloud or WorthTracker?

My Net Worth Cloud ships an update every 6 weeks, and WorthTracker every 2 weeks. Most recently, My Net Worth Cloud was updated on September 30, 2026 and WorthTracker on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*