# My Net Worth Cloud vs PeFi

The clearest difference is rating: My Net Worth Cloud at 4.9 against PeFi's 3.0. My Net Worth Cloud also leads on ratings volume (8 vs 2) and device support (5 vs 2). PeFi's advantage is ads (none vs shown) and iOS requirement (16.0 vs 27.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. My Net Worth Cloud sells 3 one-off in-app purchases and PeFi sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

My Net Worth Cloud holds the better App Store score, 4.9 against 3.0. Both are backed by a comparable volume of ratings — 8 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

My Net Worth Cloud ships an update every 6 weeks, PeFi monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | My Net Worth Cloud | PeFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (8 ratings)](https://appshunter.io/ios/app/my-net-worth-cloud/id1341175742/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/pefi/id1568881718/reviews) |
| Number of ratings | **8** | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 58 MB |
| Requires iOS | 27.0 | **16.0** |
| Devices | **iPhone, iPad, Mac, Apple TV, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [T4 Software, Inc.](https://appshunter.io/developer/434111743) | [Artem Iakovliev](https://appshunter.io/developer/916523063) |

## What reviewers say

### My Net Worth Cloud

[App page](https://appshunter.io/ios/app/my-net-worth-cloud/id1341175742)

Track your financial net worth with easy updates and history viewing. All your data is securely saved to iCloud and accessible across your Apple devices.

**Highlights:** Track net worth, Quickly update financial information, View account history, iCloud data backup, Cross-device synchronization

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |
| Charting | $1.99 | one-time |
| Allow Editing | $2.99 | one-time |


### PeFi

[App page](https://appshunter.io/ios/app/pefi/id1568881718)

This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.

**Highlights:** Track cash, spending, and income, Organize expenses by wallet, Smart notification algorithm, Global and wallet-specific limits, Financial literacy guidance, Add data quickly and easily

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Pro Subscription | $2.99 | per month |
| 3-monthly Pro Subscription | $5.99 | per 3 months |
| Annual Pro Subscription | $11.99 | per year |


## Frequently asked questions

### Is My Net Worth Cloud free?

My Net Worth Cloud is free to download, with in-app purchases available.

### Is PeFi free?

PeFi is free to download, with in-app purchases available.

### Which has better reviews, My Net Worth Cloud or PeFi?

My Net Worth Cloud is rated higher. My Net Worth Cloud averages 4.9 out of 5 from 8 ratings, while PeFi averages 3.0 from 2 ratings.

### Do My Net Worth Cloud or PeFi have ads?

My Net Worth Cloud shows ads; PeFi does not.

### Which is updated more often, My Net Worth Cloud or PeFi?

My Net Worth Cloud ships an update every 6 weeks, and PeFi monthly. Most recently, My Net Worth Cloud was updated on October 29, 2026 and PeFi on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*