# UBTC Mobile Banking vs FFSMID

The clearest difference is update cadence: UBTC Mobile Banking at monthly against FFSMID's every 3 months. On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for UBTC Mobile Banking against 4.7 for FFSMID. Both are backed by a comparable volume of ratings — 10 and 10 respectively.

UBTC Mobile Banking ships an update monthly, FFSMID every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | UBTC Mobile Banking | FFSMID |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (10 ratings)](https://appshunter.io/ios/app/ubtc-mobile-banking/id1342023071/reviews)** | [4.7 (10 ratings)](https://appshunter.io/ios/app/ffsmid/id1569199730/reviews) |
| Number of ratings | 10 | 10 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 148 MB | 106 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Union Bank & Trust Company Inc.](https://appshunter.io/developer/1342022560) | [First Federal Savings of Middletown](https://appshunter.io/developer/1569199732) |

## What reviewers say

### UBTC Mobile Banking

[App page](https://appshunter.io/ios/app/ubtc-mobile-banking/id1342023071)

Manage your Union Bank & Trust accounts on the go. Check balances, review recent transactions, and easily transfer funds between your accounts directly from your mobile device.

**Highlights:** Check account balances, Search recent transactions, Transfer cash between accounts, View latest account balance, Transaction search by date, amount, or check number

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### FFSMID

[App page](https://appshunter.io/ios/app/ffsmid/id1569199730)

Manage your finances on the go with this mobile banking app. Monitor accounts, deposit checks, make transfers, and pay bills securely from your device. Access features like Touch ID/Face ID for quick and safe logins.

**Highlights:** Monitor checking and savings accounts, Deposit checks via photos, Transfer funds between accounts, View and manage bills, Enable Touch ID/Face ID, Set up account alerts

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is UBTC Mobile Banking free?

UBTC Mobile Banking is free to download, with no in-app purchases.

### Is FFSMID free?

FFSMID is free to download, with no in-app purchases.

### Which has better reviews, UBTC Mobile Banking or FFSMID?

UBTC Mobile Banking is rated higher. UBTC Mobile Banking averages 4.8 out of 5 from 10 ratings, while FFSMID averages 4.7 from 10 ratings.

### Do UBTC Mobile Banking or FFSMID have ads?

Neither UBTC Mobile Banking nor FFSMID shows ads.

### Which is updated more often, UBTC Mobile Banking or FFSMID?

UBTC Mobile Banking ships an update monthly, and FFSMID every 3 months. Most recently, UBTC Mobile Banking was updated on November 2, 2026 and FFSMID on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*