# BHIM SBIPay vs SuperModel!

The clearest difference is review sentiment: SuperModel! at 100% against BHIM SBIPay's 18%. SuperModel! also leads on rating (5.0 vs 3.0). BHIM SBIPay's advantage is ratings volume (99 vs 2) and update cadence (every 6 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SuperModel! holds the better App Store score, 5.0 against 3.0. That said, the two scores are not equally well evidenced: BHIM SBIPay has 99 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 18% of BHIM SBIPay's written reviews are positive against 100% of SuperModel!'s.

BHIM SBIPay ships an update every 6 weeks, SuperModel! every 5 months. The most recent releases landed on October 29, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | BHIM SBIPay | SuperModel! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (99 ratings)](https://appshunter.io/ios/app/bhim-sbipay/id1342240155/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/supermodel/id6762244744/reviews)** |
| Number of ratings | **99** | 2 |
| Positive reviews | 18.2% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 5 months |
| Monetization | Free | Free |
| Size | 58 MB | 54 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [State Bank of India](https://appshunter.io/developer/503784436) | [SIDHARTH BAGGA](https://appshunter.io/developer/1882972842) |

## What reviewers say

### BHIM SBIPay

[App page](https://appshunter.io/ios/app/bhim-sbipay/id1342240155)

This app facilitates secure and instant money transfers between any bank customers using a single platform. It also allows users to pay for various services like recharges, food orders, and utility bills, with options for local deals and merchant payments.

**Highlights:** Send and receive money between banks, Pay for recharges (prepaid, postpaid, DTH), Order food from multiple restaurants, Pay utility bills (electricity, gas, broadband), Explore and get discounts on local deals, Merchant payment collection, Manage multiple bank accounts

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface design
- 🔒 Strong security features
- 💳 Easy money transfer functionality
- ⚡ Quick payment processing when working
- 📱 Convenient UPI payment option

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ❌ Poor performance on iOS platform
- 🌐 Persistent communication errors
- ⏱️ Extremely slow app loading times
- 🔐 Problematic OTP verification process

**Reported bugs**

- Communication error messages appear frequently
- App crashes when approving UPI mandates
- Login fails with 'device blocked' error
- OTP verification fails for international numbers
- eSIM not detected during registration

**Requested features**

- SMS autofill and read permissions for OTP
- eSIM support for international users
- Support for US and international phone numbers
- Touch ID/Face ID biometric authentication
- Dark mode option


### SuperModel!

[App page](https://appshunter.io/ios/app/supermodel/id6762244744)

This app offers a sophisticated quantitative terminal for serious investors, combining fundamental analysis, technical trends, and AI-driven sentiment analysis for high-conviction decision-making. It provides tools for in-depth stock evaluation, proprietary model signals, and portfolio risk analytics.

**Highlights:** Quantitative stock analysis across 8 categories, Proprietary trading model signals, Gemini AI for natural language theses and risk summaries, Portfolio risk visualization and behavioral dashboard, Real-time market pulse with sentiment-aware news

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BHIM SBIPay free?

BHIM SBIPay is free to download, with no in-app purchases.

### Is SuperModel! free?

SuperModel! is free to download, with no in-app purchases.

### Which has better reviews, BHIM SBIPay or SuperModel!?

SuperModel! is rated higher. BHIM SBIPay averages 3.0 out of 5 from 99 ratings, while SuperModel! averages 5.0 from 2 ratings.

### Do BHIM SBIPay or SuperModel! have ads?

Neither BHIM SBIPay nor SuperModel! shows ads.

### Which is updated more often, BHIM SBIPay or SuperModel!?

BHIM SBIPay ships an update every 6 weeks, and SuperModel! every 5 months. Most recently, BHIM SBIPay was updated on October 29, 2026 and SuperModel! on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*