# FLASH Digital Banking vs BOC Smart Remit

The clearest difference is rating: FLASH Digital Banking at 3.1 against BOC Smart Remit's 1.0. FLASH Digital Banking also leads on review sentiment (17% vs 0%) and ratings volume (19 vs 1). BOC Smart Remit's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FLASH Digital Banking holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: FLASH Digital Banking has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of FLASH Digital Banking's written reviews are positive against 0% of BOC Smart Remit's.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | FLASH Digital Banking | BOC Smart Remit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (19 ratings)](https://appshunter.io/ios/app/flash-digital-banking/id1343626220/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/boc-smart-remit/id6748935875/reviews) |
| Number of ratings | **19** | 1 |
| Positive reviews | **16.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 95 MB | 70 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Commercial Bank of Ceylon PLC](https://appshunter.io/developer/1343626219) | [Bank Of Ceylon](https://appshunter.io/developer/1322257298) |

## What reviewers say

### FLASH Digital Banking

[App page](https://appshunter.io/ios/app/flash-digital-banking/id1343626220)

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

**Highlights:** Mobile bank account signup, Online banking functions, Budget setting and management, Automated savings plans, Investment options

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none


### BOC Smart Remit

[App page](https://appshunter.io/ios/app/boc-smart-remit/id6748935875)

Send money internationally to Sri Lanka quickly and securely. This app offers real-time tracking, competitive exchange rates, and no hidden fees for convenient transfers. Manage your transactions with access to history and robust security features.

**Highlights:** Fast money transfers, Secure transactions, Real-time tracking, Competitive exchange rates, No hidden fees, Transaction history access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FLASH Digital Banking free?

FLASH Digital Banking is free to download, with no in-app purchases.

### Is BOC Smart Remit free?

BOC Smart Remit is free to download, with no in-app purchases.

### Which has better reviews, FLASH Digital Banking or BOC Smart Remit?

FLASH Digital Banking is rated higher. FLASH Digital Banking averages 3.1 out of 5 from 19 ratings, while BOC Smart Remit averages 1.0 from 1 ratings.

### Do FLASH Digital Banking or BOC Smart Remit have ads?

Neither FLASH Digital Banking nor BOC Smart Remit shows ads.

### Which is updated more often, FLASH Digital Banking or BOC Smart Remit?

FLASH Digital Banking ships an update every 2 months, and BOC Smart Remit every 2 months. Most recently, FLASH Digital Banking was updated on October 24, 2026 and BOC Smart Remit on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*