# WaFd Treasury vs Sage CU

The clearest difference is rating: Sage CU at 3.9 against WaFd Treasury's 2.3. Sage CU also leads on update cadence (every 5 weeks vs every 6 months) and review sentiment (40% vs 24%). WaFd Treasury's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sage CU holds the better App Store score, 3.9 against 2.3. Both are backed by a comparable volume of ratings — 53 and 23 respectively. Written reviews point the same way: 24% of WaFd Treasury's written reviews are positive against 40% of Sage CU's.

WaFd Treasury ships an update every 6 months, Sage CU every 5 weeks. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | WaFd Treasury | Sage CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (53 ratings)](https://appshunter.io/ios/app/wafd-treasury/id1343834928/reviews) | **[3.9 (23 ratings)](https://appshunter.io/ios/app/sage-cu/id1435528028/reviews)** |
| Number of ratings | **53** | 23 |
| Positive reviews | 24.2% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 18 MB | 180 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [WaFd Bank](https://appshunter.io/developer/691369619) | [Pacific Crest Federal Credit Union](https://appshunter.io/developer/1435528027) |

## What reviewers say

### WaFd Treasury

[App page](https://appshunter.io/ios/app/wafd-treasury/id1343834928)

This app allows users to manage their accounts remotely. It offers features for viewing account information, tracking payments, transferring funds, and managing loans and lines of credit. Enrollment in specific WAFD Treasury services is required.

**Highlights:** Download and view account information, Report on cash management, Track payment activity, View check images, Transfer funds between accounts, Manage loan and line of credit payments, Initiate ACH and wire transactions

**Features:** Vision Pro support

**In-app purchases:** none


### Sage CU

[App page](https://appshunter.io/ios/app/sage-cu/id1435528028)

Manage your finances conveniently from your mobile device. Track your budget, deposit checks, pay bills, and transfer funds seamlessly. Access all your credit union services in one easy-to-use application.

**Highlights:** Check account balances, Make transfers, Deposit checks, Pay bills, Track budget

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WaFd Treasury free?

WaFd Treasury is free to download, with no in-app purchases.

### Is Sage CU free?

Sage CU is free to download, with no in-app purchases.

### Which has better reviews, WaFd Treasury or Sage CU?

Sage CU is rated higher. WaFd Treasury averages 2.3 out of 5 from 53 ratings, while Sage CU averages 3.9 from 23 ratings.

### Do WaFd Treasury or Sage CU have ads?

Neither WaFd Treasury nor Sage CU shows ads.

### Which is updated more often, WaFd Treasury or Sage CU?

WaFd Treasury ships an update every 6 months, and Sage CU every 5 weeks. Most recently, WaFd Treasury was updated on November 5, 2026 and Sage CU on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*