# Paytent vs Mkobo

The clearest difference is review sentiment: Mkobo at 100% against Paytent's 0%. Mkobo also leads on update cadence (every 10 days vs every 6 weeks). Paytent's advantage is rating (4.2 vs 3.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paytent holds the better App Store score, 4.2 against 3.6. Both are backed by a comparable volume of ratings — 5 and 7 respectively. Written reviews complicate that: 0% of Paytent's written reviews are positive against 100% of Mkobo's, so the app with the better star average is not the one people write more warmly about.

Paytent ships an update every 6 weeks, Mkobo every 10 days. The most recent releases landed on October 7, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Paytent | Mkobo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/paytent/id1343904100/reviews)** | [3.6 (7 ratings)](https://appshunter.io/ios/app/mkobo/id1539929765/reviews) |
| Number of ratings | 5 | **7** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 10 days** |
| Monetization | Free | Free |
| Size | 47 MB | 118 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [PayAttitude](https://appshunter.io/developer/1343904099) | [MKOBO Microfinance Bank](https://appshunter.io/developer/1474980002) |

## What reviewers say

### Paytent

[App page](https://appshunter.io/ios/app/paytent/id1343904100)

Manage multiple bank accounts from different institutions in one place. Perform various transactions remotely, including fund transfers, bill payments, and airtime top-ups, anytime and anywhere.

**Highlights:** Link multiple bank accounts, Remote transactions, Fund transfers, Bill payments, Airtime top-up, Add beneficiaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mkobo

[App page](https://appshunter.io/ios/app/mkobo/id1539929765)

This neo-bank offers fair, simple, and affordable financial services to underserved populations. It provides interest on balances, free transfers, and cashback rewards, aiming to help users achieve their financial goals.

**Highlights:** Interest on balances, 30 free transfers monthly, Savings growth with Mkolo, No account maintenance fees, Bill payments with no extra cost, Cashback on airtime and data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Paytent free?

Paytent is free to download, with no in-app purchases.

### Is Mkobo free?

Mkobo is free to download, with no in-app purchases.

### Which has better reviews, Paytent or Mkobo?

Paytent is rated higher. Paytent averages 4.2 out of 5 from 5 ratings, while Mkobo averages 3.6 from 7 ratings.

### Do Paytent or Mkobo have ads?

Neither Paytent nor Mkobo shows ads.

### Which is updated more often, Paytent or Mkobo?

Paytent ships an update every 6 weeks, and Mkobo every 10 days. Most recently, Paytent was updated on October 7, 2026 and Mkobo on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*