# Paytent vs Jubilation

The clearest difference is rating: Paytent at 4.2 against Jubilation's 1.0. Paytent also leads on ratings volume (5 vs 1). Jubilation's advantage is iOS requirement (10.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paytent holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Paytent has 5 ratings behind it against 1, so its average is the more settled of the two.

Paytent ships an update every 6 weeks, Jubilation every 2 months. The most recent releases landed on September 20, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Paytent | Jubilation |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/paytent/id1343904100/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/jubilation/id1607673519/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 47 MB | 71 MB |
| Requires iOS | 15.1 | **10.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PayAttitude](https://appshunter.io/developer/1343904099) | [JubileeLife Mortgage Bank](https://appshunter.io/developer/1607673521) |

## What reviewers say

### Paytent

[App page](https://appshunter.io/ios/app/paytent/id1343904100)

Manage multiple bank accounts from different institutions in one place. Perform various transactions remotely, including fund transfers, bill payments, and airtime top-ups, anytime and anywhere.

**Highlights:** Link multiple bank accounts, Remote transactions, Fund transfers, Bill payments, Airtime top-up, Add beneficiaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Jubilation

[App page](https://appshunter.io/ios/app/jubilation/id1607673519)

Access your Jubilee Life accounts in real-time with this mobile banking application. Perform intrabank and interbank transfers, pay bills, and top up airtime. Available to all customers of Jubilee Life Mortgage Bank.

**Highlights:** Real-time account access, Jubilee to Jubilee transfers, Transfers to other banks, Bill payments, Cable TV payments, Airtime top-up

**In-app purchases:** none


## Frequently asked questions

### Is Paytent free?

Paytent is free to download, with no in-app purchases.

### Is Jubilation free?

Jubilation is free to download, with no in-app purchases.

### Which has better reviews, Paytent or Jubilation?

Paytent is rated higher. Paytent averages 4.2 out of 5 from 5 ratings, while Jubilation averages 1.0 from 1 ratings.

### Do Paytent or Jubilation have ads?

Neither Paytent nor Jubilation shows ads.

### Which is updated more often, Paytent or Jubilation?

Paytent ships an update every 6 weeks, and Jubilation every 2 months. Most recently, Paytent was updated on September 20, 2026 and Jubilation on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*