# BNB MPay vs PNB ONE

The clearest difference is rating: PNB ONE at 3.6 against BNB MPay's 3.2. PNB ONE also leads on update cadence (every 2 weeks vs every 5 weeks) and ratings volume (583 vs 45). BNB MPay's advantage is iOS requirement (13.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNB ONE holds the better App Store score, 3.6 against 3.2. That said, the two scores are not equally well evidenced: PNB ONE has 583 ratings behind it against 45, so its average is the more settled of the two. Written reviews point the same way: 13% of BNB MPay's written reviews are positive against 15% of PNB ONE's.

BNB MPay ships an update every 5 weeks, PNB ONE every 2 weeks. The most recent releases landed on October 21, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | BNB MPay | PNB ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (45 ratings)](https://appshunter.io/ios/app/bnb-mpay/id1344120989/reviews) | **[3.6 (583 ratings)](https://appshunter.io/ios/app/pnb-one/id1434797444/reviews)** |
| Number of ratings | 45 | **583** |
| Positive reviews | 12.5% of reviews | **15.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 65 MB | 408 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [BHUTAN NATIONAL BANK LIMITED](https://appshunter.io/developer/1344120988) | [PNB](https://appshunter.io/developer/898528851) |

## What reviewers say

### BNB MPay

[App page](https://appshunter.io/ios/app/bnb-mpay/id1344120989)

Manage your bank accounts and perform transactions conveniently from your mobile device. This app allows for instant sign-up, fund transfers, bill payments, and debit card management. Access loan details, find nearby ATMs, and request services like cheque books.

**Highlights:** Instant account balance and transaction details, Fund transfers to own, BNB, and other banks, Debit card management (PIN, limits, blocking), Bill payments (mobile, electricity, credit card), QR code payments, Offline service requests (cheque book, statements)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PNB ONE

[App page](https://appshunter.io/ios/app/pnb-one/id1434797444)

Manage your banking needs on a single platform. Transfer funds, invest, view statements, and control debit/credit cards. Offers secure transactions, bill payments, and UPI services.

**Highlights:** Fund transfers (NEFT/IMPS/UPI), Investment options (Term Deposits, Mutual Funds), Debit and Credit Card management, Bill payments and Recharges, Account statement viewing and download, Secure login with fingerprint and 2-factor authentication

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BNB MPay free?

BNB MPay is free to download, with no in-app purchases.

### Is PNB ONE free?

PNB ONE is free to download, with no in-app purchases.

### Which has better reviews, BNB MPay or PNB ONE?

PNB ONE is rated higher. BNB MPay averages 3.2 out of 5 from 45 ratings, while PNB ONE averages 3.6 from 583 ratings.

### Do BNB MPay or PNB ONE have ads?

Neither BNB MPay nor PNB ONE shows ads.

### Which is updated more often, BNB MPay or PNB ONE?

BNB MPay ships an update every 5 weeks, and PNB ONE every 2 weeks. Most recently, BNB MPay was updated on October 21, 2026 and PNB ONE on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*