# BNB MPay vs B A Exchange

The clearest difference is rating: BNB MPay at 3.2 against B A Exchange's 2.3. BNB MPay also leads on update cadence (every 5 weeks vs every 4 months) and iOS requirement (13.0 vs 15.0). B A Exchange's advantage is ratings volume (144 vs 45). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNB MPay holds the better App Store score, 3.2 against 2.3. Both are backed by a comparable volume of ratings — 45 and 144 respectively. Written reviews point the same way: 13% of BNB MPay's written reviews are positive against 6% of B A Exchange's.

BNB MPay ships an update every 5 weeks, B A Exchange every 4 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BNB MPay | B A Exchange |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (45 ratings)](https://appshunter.io/ios/app/bnb-mpay/id1344120989/reviews)** | [2.3 (144 ratings)](https://appshunter.io/ios/app/b-a-exchange/id1485752922/reviews) |
| Number of ratings | 45 | **144** |
| Positive reviews | **12.5% of reviews** | 6.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Free | Free |
| Size | 65 MB | 85 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BHUTAN NATIONAL BANK LIMITED](https://appshunter.io/developer/1344120988) | [BA EXCHANGE COMPANY UK LIMITED](https://appshunter.io/developer/1485752921) |

## What reviewers say

### BNB MPay

[App page](https://appshunter.io/ios/app/bnb-mpay/id1344120989)

Manage your bank accounts and perform transactions conveniently from your mobile device. This app allows for instant sign-up, fund transfers, bill payments, and debit card management. Access loan details, find nearby ATMs, and request services like cheque books.

**Highlights:** Instant account balance and transaction details, Fund transfers to own, BNB, and other banks, Debit card management (PIN, limits, blocking), Bill payments (mobile, electricity, credit card), QR code payments, Offline service requests (cheque book, statements)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### B A Exchange

[App page](https://appshunter.io/ios/app/b-a-exchange/id1485752922)

Facilitates on-the-go booking of financial transactions using a smartphone. Simplifies the process of sending money.

**Highlights:** On-the-go transaction booking, Smartphone-friendly interface, Easy money sending

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers complain about**

- ⚠️ App is a scam
- ⚠️ Fake app
- ⚠️ App not opening
- ⚠️ Users losing money
- ⚠️ Requests payment for logins

**Reported bugs**

- App not opening on device
- Login issues
- Unable to get access
- Slow account verification

**Requested features**

- Allow login without payment
- Provide access to withdraw funds


## Frequently asked questions

### Is BNB MPay free?

BNB MPay is free to download, with no in-app purchases.

### Is B A Exchange free?

B A Exchange is free to download, with no in-app purchases.

### Which has better reviews, BNB MPay or B A Exchange?

BNB MPay is rated higher. BNB MPay averages 3.2 out of 5 from 45 ratings, while B A Exchange averages 2.3 from 144 ratings.

### Do BNB MPay or B A Exchange have ads?

Neither BNB MPay nor B A Exchange shows ads.

### Which is updated more often, BNB MPay or B A Exchange?

BNB MPay ships an update every 5 weeks, and B A Exchange every 4 months. Most recently, BNB MPay was updated on October 21, 2026 and B A Exchange on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*